Terms and Conditions

1. Acceptance of Terms

BY ACCESSING, BROWSING, OR USING THIS WEBSITE OR ANY OF OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS AND ALL APPLICABLE LAWS AND REGULATIONS. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST IMMEDIATELY DISCONTINUE USE OF OUR SERVICES.

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Intratio SPRL ("Intratio," "we," "us," or "our"), a company incorporated under Belgian law. Your continued use of our services constitutes ongoing acceptance of these Terms as they may be modified from time to time.

2. Service Description and Nature

IMPORTANT DISCLAIMER: Intratio provides AI-powered stock market analysis, predictions, and investment-related information for EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. Our services include but are not limited to:

• Algorithmic stock price predictions and market analysis
• Portfolio optimization suggestions
• Market trend analysis and forecasting
• Investment research tools and data visualization
• Educational content about financial markets

CRITICAL WARNING: ALL PREDICTIONS, ANALYSES, AND RECOMMENDATIONS PROVIDED BY INTRATIO ARE BASED ON ARTIFICIAL INTELLIGENCE ALGORITHMS AND HISTORICAL DATA. THEY DO NOT CONSTITUTE FINANCIAL ADVICE, INVESTMENT RECOMMENDATIONS, OR GUARANTEES OF FUTURE PERFORMANCE. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.

3. No Financial Advisory Services

INTRATIO IS NOT A REGISTERED INVESTMENT ADVISOR, BROKER-DEALER, OR FINANCIAL INSTITUTION. We do not provide personalized investment advice, financial planning services, or recommendations tailored to your specific financial situation. Our AI predictions and analyses are:

• GENERAL MARKET COMMENTARY AND ANALYSIS
• EDUCATIONAL TOOLS FOR LEARNING PURPOSES
• ALGORITHMIC PREDICTIONS BASED ON DATA PATTERNS
• NOT PERSONALIZED FINANCIAL ADVICE
• NOT GUARANTEED TO BE ACCURATE OR PROFITABLE

You acknowledge that any investment decisions you make based on our information are made at your own risk and discretion. You should consult with qualified financial advisors before making any investment decisions.

4. Risk Disclosure and Investment Warnings

TRADING AND INVESTING INVOLVES SUBSTANTIAL RISK OF LOSS:

• You may lose some or all of your invested capital
• Market volatility can result in rapid and substantial losses
• AI predictions are not infallible and may be incorrect
• Past performance does not predict future results
• Leveraged trading amplifies both gains and losses
• Market conditions can change rapidly and unpredictably

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU UNDERSTAND THESE RISKS AND THAT YOU ARE SOLELY RESPONSIBLE FOR ALL INVESTMENT DECISIONS AND THEIR CONSEQUENCES.

5. Comprehensive Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

INTRATIO, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUBSIDIARIES, AFFILIATES, AND LICENSORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• FINANCIAL LOSSES OR INVESTMENT LOSSES OF ANY KIND
• LOST PROFITS, REVENUE, OR BUSINESS OPPORTUNITIES
• DATA LOSS OR CORRUPTION
• BUSINESS INTERRUPTION OR SYSTEM DOWNTIME
• EMOTIONAL DISTRESS OR MENTAL ANGUISH
• THIRD-PARTY CLAIMS OR ACTIONS
• ANY OTHER DAMAGES ARISING FROM USE OF OUR SERVICES

THIS LIMITATION APPLIES REGARDLESS OF THE LEGAL THEORY UPON WHICH THE CLAIM IS BASED, WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, AND EVEN IF INTRATIO HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL INTRATIO'S TOTAL LIABILITY TO YOU EXCEED THE AMOUNT YOU HAVE PAID TO INTRATIO IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR €100, WHICHEVER IS LESS.

6. User Representations and Warranties

By using our services, you represent and warrant that:

• You are at least 18 years old and have legal capacity to enter contracts
• You understand the risks associated with financial markets and investing
• You have sufficient financial resources to bear potential losses
• You will not use our services for any illegal or unauthorized purposes
• You will comply with all applicable laws and regulations
• You understand that our predictions are not guarantees
• You will not hold Intratio liable for investment losses
• All information you provide is accurate and complete

7. Prohibited Uses and Conduct

You are prohibited from:

• Using our services for market manipulation or illegal trading activities
• Reverse engineering, decompiling, or attempting to extract our algorithms
• Sharing, reselling, or redistributing our predictions or analyses
• Creating automated systems to scrape or harvest our data
• Interfering with or disrupting our services or infrastructure
• Using our services to compete with us or create similar services
• Violating any applicable laws, regulations, or third-party rights
• Transmitting malicious code, viruses, or harmful software

Violation of these prohibitions may result in immediate termination of your account and legal action.

8. Intellectual Property Rights

All content, software, algorithms, designs, text, graphics, logos, and other materials on our platform are the exclusive property of Intratio or our licensors and are protected by copyright, trademark, patent, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes only. This license does not include the right to:

• Copy, modify, distribute, or create derivative works
• Reverse engineer or attempt to discover source code
• Remove proprietary notices or labels
• Use our intellectual property for commercial purposes

9. Data Accuracy and Service Availability

While we strive to provide accurate and up-to-date information, we make no warranties regarding:

• The accuracy, completeness, or timeliness of market data
• The reliability or performance of our AI algorithms
• Continuous availability of our services
• Freedom from errors, bugs, or technical issues
• Compatibility with all devices or browsers

We reserve the right to modify, suspend, or discontinue our services at any time without notice.

10. Subscription Terms and Billing

For premium services:

• Subscriptions automatically renew unless cancelled
• Billing occurs at the beginning of each billing cycle
• No refunds for partial months or unused services
• Price changes may occur with 30 days notice
• Failed payments may result in service suspension

Cancellation requests must be submitted through our cancellation form before the next billing cycle.

11. Indemnification

You agree to indemnify, defend, and hold harmless Intratio, its officers, directors, employees, agents, and affiliates from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorney fees) arising from:

• Your use of our services
• Your investment decisions based on our information
• Your violation of these Terms
• Your violation of applicable laws or third-party rights
• Any content you submit or transmit through our services

12. Force Majeure

Intratio shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, government actions, internet outages, market closures, or other force majeure events.

13. Governing Law and Jurisdiction

These Terms are governed by the laws of Belgium, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved exclusively in the courts of Brussels, Belgium.

You hereby consent to the personal jurisdiction of such courts and waive any objection to venue in such courts.

14. Severability and Entire Agreement

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Intratio regarding your use of our services.

15. Modifications to Terms

We reserve the right to modify these Terms at any time. Material changes will be posted on our website with the updated effective date. Your continued use of our services after such changes constitutes acceptance of the modified Terms.

16. Termination

We may terminate or suspend your access to our services immediately, without prior notice, for any reason, including violation of these Terms. Upon termination, your right to use our services ceases immediately, and you must destroy any downloaded materials.

17. Regulatory Compliance

Users are solely responsible for compliance with all applicable financial regulations in their jurisdiction, including but not limited to securities laws, anti-money laundering regulations, and tax reporting requirements.

18. Contact Information

19. Additional Disclaimers

BETA FEATURES: Some features may be in beta or experimental stages and may not function as expected.

THIRD-PARTY INTEGRATIONS: We are not responsible for the performance or availability of third-party services integrated with our platform.

TAX IMPLICATIONS: Users are solely responsible for understanding and complying with tax implications of their investment activities.

PROFESSIONAL ADVICE: Always consult with qualified professionals for legal, tax, and financial advice before making investment decisions.