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Stock comparison · Signal date 2026-11-06

AAME vs CIA: stock comparison and AI forecast

Atlantic American Corp (AAME) and Citizens, Inc. (CIA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Life Insurance

AAME Atlantic American Corp

Market Cap
$23M
P/E Ratio
–
Size
small-cap
AI Forecast
Full analysis →
NYSE · Life Insurance

CIA Citizens, Inc.

Price
$4.12 -27.2% · 6M
Market Cap
$209M
P/E Ratio
4.8x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

AAME · CIA

Key facts

  • CIA is 8.9 times larger than AAME by market capitalization ($209M against $23M).
  • CIA carries 8.70 times debt per unit of equity, against 2.94 times for AAME.
  • Both companies share the SEC industry classification Life Insurance.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricAAMECIA
Market Cap$23M$209M
P/E Ratio–4.79x
P/B Ratio0.21x1.21x
EPS$-0.11$0.86
Book Value/Share$5.37$3.40
Revenue/Share–$5.08
FCF/Share–$0.42

Profitability & Margins

MetricAAMECIA
ROE–16.4%
ROA–1.7%
Net Margin–10.5%
EBT Margin1.9%8.5%
Tax Rate23.4%-3.5%

Financial Health

MetricAAMECIA
D/E Ratio2.94x8.70x
Financial Leverage3.94x9.70x
Interest Coverage-3.0x–

Cash Flow

MetricAAMECIA
Operating Cash Flow$25M$38M
Free Cash Flow–$21M
Capital Spending–-$17M
OCF Growth YoY–-47.5%
FCF Growth YoY–-60.6%
FCF/Sales–8.2%
CapEx/Sales–6.5%

Operational Efficiency

MetricAAMECIA
Asset Turnover–0.15x
Fixed Assets Turnover–28.1x

Income Statement

MetricAAMECIA
Total Revenue–$257M
Net Income–$28M

Dividend & Shareholder Information

MetricAAMECIA
Shares Outstanding20M51M
FAQ

AAME vs CIA: stock comparison and AI forecast

Which is bigger, AAME or CIA?

CIA is 8.9 times larger than AAME by market capitalization ($209M against $23M).

Which one does Intratio's AI model rank higher, AAME or CIA?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.