AGO vs NMIH: stock comparison and AI forecast
Assured Guaranty Ltd (AGO) and Nmi Holdings, Inc. (NMIH) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
AGO Assured Guaranty Ltd
- Market Cap
- $3.23B
- P/E Ratio
- 10.3x
- Size
- mid-cap
- AI Forecast
NMIH Nmi Holdings, Inc.
- Market Cap
- $2.94B
- P/E Ratio
- 7.7x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- AGO is 1.1 times larger than NMIH by market capitalization ($3.23B against $2.94B).
- NMIH trades at 7.7 times trailing earnings, AGO at 10.3 times.
- NMIH turns 53.1% of its revenue into net income, against 34.2% for AGO.
- AGO carries 1.30 times debt per unit of equity, against 0.48 times for NMIH.
- AGO yields 2.11% in dividends; NMIH pays none.
- Both companies share the SEC industry classification Surety Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | AGO | NMIH |
|---|---|---|
| Market Cap | $3.23B | $2.94B |
| P/E Ratio | 10.34x | 7.65x |
| P/B Ratio | 0.60x | 1.09x |
| Dividend Yield | 2.11% | – |
| EPS | $7.10 | $5.10 |
| Book Value/Share | $122.85 | $35.93 |
| Revenue/Share | $21.53 | $9.83 |
| FCF/Share | – | $5.64 |
Profitability & Margins
| Metric | AGO | NMIH |
|---|---|---|
| ROE | 6.0% | 14.5% |
| ROA | 2.6% | 9.8% |
| Net Margin | 34.2% | 53.1% |
| EBT Margin | 39.9% | 68.0% |
| Tax Rate | 9.3% | 22.0% |
Financial Health
| Metric | AGO | NMIH |
|---|---|---|
| D/E Ratio | 1.30x | 0.48x |
| Financial Leverage | 2.30x | 1.48x |
Cash Flow
| Metric | AGO | NMIH |
|---|---|---|
| Operating Cash Flow | $361M | $431M |
| Free Cash Flow | – | $424M |
| Capital Spending | – | -$7M |
| OCF Growth YoY | 35.7% | 9.7% |
| FCF Growth YoY | – | 9.7% |
| FCF/Sales | – | 57.4% |
| CapEx/Sales | – | 1.0% |
Operational Efficiency
| Metric | AGO | NMIH |
|---|---|---|
| Asset Turnover | 0.08x | 0.18x |
| Fixed Assets Turnover | – | 34.9x |
Income Statement
| Metric | AGO | NMIH |
|---|---|---|
| Total Revenue | $947M | $740M |
| Net Income | $324M | $393M |
Dividend & Shareholder Information
| Metric | AGO | NMIH |
|---|---|---|
| Dividends Per Share | $1.55 | – |
| Payout Ratio | 21.8% | – |
| Shares Outstanding | 44M | 75M |
| Net Income Growth | -19.4% | 3.1% |
| EPS Growth | -12.3% | 6.7% |
AGO vs NMIH: stock comparison and AI forecast
Which is bigger, AGO or NMIH?
AGO is 1.1 times larger than NMIH by market capitalization ($3.23B against $2.94B).
Which is cheaper on earnings, AGO or NMIH?
NMIH trades at 7.7 times trailing earnings, AGO at 10.3 times.
Which one does Intratio's AI model rank higher, AGO or NMIH?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.