ALRS vs FMCB: stock comparison and AI forecast
Alerus Financial Corp (ALRS) and Farmers & Merchants Bancorp (FMCB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ALRS Alerus Financial Corp
- Price
- $33.81 +25.6% · 6M
- Market Cap
- $842M
- P/E Ratio
- 41.2x
- Size
- small-cap
- AI Forecast
FMCB Farmers & Merchants Bancorp
- Price
- $1451.60 +10.8% · 6M
- Market Cap
- $1.00B
- P/E Ratio
- 10.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- FMCB is 1.2 times larger than ALRS by market capitalization ($1.00B against $842M).
- FMCB trades at 10.4 times trailing earnings, ALRS at 41.2 times.
- Over the last six months ALRS returned +25.6% and FMCB +10.8%.
- FMCB turns 39.0% of its revenue into net income, against 12.1% for ALRS.
- ALRS carries 8.37 times debt per unit of equity, against 7.59 times for FMCB.
- ALRS yields 2.52% in dividends and FMCB 1.46%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ALRS | FMCB |
|---|---|---|
| Market Cap | $842M | $1.00B |
| P/E Ratio | 41.24x | 10.41x |
| P/B Ratio | 1.46x | 1.48x |
| Dividend Yield | 2.52% | 1.46% |
| EPS | $0.82 | $139.89 |
| Book Value/Share | $23.16 | $981.32 |
| Revenue/Share | $9.97 | $356.81 |
| FCF/Share | $4.49 | $143.89 |
Profitability & Margins
| Metric | ALRS | FMCB |
|---|---|---|
| ROE | 5.2% | 14.2% |
| ROA | 0.6% | 1.6% |
| Net Margin | 12.1% | 39.0% |
| EBT Margin | 15.8% | 53.1% |
| Tax Rate | 23.5% | 26.6% |
Financial Health
| Metric | ALRS | FMCB |
|---|---|---|
| D/E Ratio | 8.37x | 7.59x |
| Financial Leverage | 9.37x | 8.59x |
Cash Flow
| Metric | ALRS | FMCB |
|---|---|---|
| Operating Cash Flow | $114M | $117M |
| Free Cash Flow | $112M | $100M |
| Capital Spending | -$2M | -$17M |
| OCF Growth YoY | 87.8% | 6.6% |
| FCF Growth YoY | 132.7% | -5.0% |
| FCF/Sales | 45.0% | 40.3% |
| CapEx/Sales | 0.9% | 7.0% |
Operational Efficiency
| Metric | ALRS | FMCB |
|---|---|---|
| Asset Turnover | 0.05x | 0.04x |
| Fixed Assets Turnover | 6.3x | 3.7x |
Income Statement
| Metric | ALRS | FMCB |
|---|---|---|
| Total Revenue | $248M | $247M |
| Net Income | $30M | $96M |
Dividend & Shareholder Information
| Metric | ALRS | FMCB |
|---|---|---|
| Dividends Per Share | $0.85 | $21.13 |
| Payout Ratio | 103.7% | 15.1% |
| Shares Outstanding | 25M | 1M |
| Net Income Growth | -40.5% | 7.0% |
| EPS Growth | -59.0% | 10.3% |
ALRS vs FMCB: stock comparison and AI forecast
Which is bigger, ALRS or FMCB?
FMCB is 1.2 times larger than ALRS by market capitalization ($1.00B against $842M).
Which is cheaper on earnings, ALRS or FMCB?
FMCB trades at 10.4 times trailing earnings, ALRS at 41.2 times.
Which stock performed better over the last six months, ALRS or FMCB?
Over the last six months ALRS returned +25.6% and FMCB +10.8%.
Which one does Intratio's AI model rank higher, ALRS or FMCB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.