ALRS vs SHBI: stock comparison and AI forecast
Alerus Financial Corp (ALRS) and Shore Bancshares Inc (SHBI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ALRS Alerus Financial Corp
- Market Cap
- $842M
- P/E Ratio
- 41.2x
- Size
- small-cap
- AI Forecast
SHBI Shore Bancshares Inc
- Price
- $22.45 +13.6% · 6M
- Market Cap
- $749M
- P/E Ratio
- 9.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- ALRS is 1.1 times larger than SHBI by market capitalization ($842M against $749M).
- SHBI trades at 9.3 times trailing earnings, ALRS at 41.2 times.
- SHBI turns 29.3% of its revenue into net income, against 12.1% for ALRS.
- SHBI carries 9.42 times debt per unit of equity, against 8.37 times for ALRS.
- ALRS yields 2.52% in dividends and SHBI 2.33%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ALRS | SHBI |
|---|---|---|
| Market Cap | $842M | $749M |
| P/E Ratio | 41.24x | 9.32x |
| P/B Ratio | 1.46x | 1.21x |
| Dividend Yield | 2.52% | 2.33% |
| EPS | $0.82 | $2.41 |
| Book Value/Share | $23.16 | $18.56 |
| Revenue/Share | $9.97 | $7.02 |
| FCF/Share | $4.49 | $2.42 |
Profitability & Margins
| Metric | ALRS | SHBI |
|---|---|---|
| ROE | 5.2% | 11.1% |
| ROA | 0.6% | 1.1% |
| Net Margin | 12.1% | 29.3% |
| EBT Margin | 15.8% | 38.8% |
| Tax Rate | 23.5% | 24.5% |
Financial Health
| Metric | ALRS | SHBI |
|---|---|---|
| D/E Ratio | 8.37x | 9.42x |
| Financial Leverage | 9.37x | 10.42x |
Cash Flow
| Metric | ALRS | SHBI |
|---|---|---|
| Operating Cash Flow | $114M | $84M |
| Free Cash Flow | $112M | $81M |
| Capital Spending | -$2M | -$3M |
| OCF Growth YoY | 87.8% | -3.2% |
| FCF Growth YoY | 132.7% | -2.3% |
| FCF/Sales | 45.0% | 34.4% |
| CapEx/Sales | 0.9% | 1.2% |
Operational Efficiency
| Metric | ALRS | SHBI |
|---|---|---|
| Asset Turnover | 0.05x | 0.04x |
| Fixed Assets Turnover | 6.3x | 3.0x |
Income Statement
| Metric | ALRS | SHBI |
|---|---|---|
| Total Revenue | $248M | $234M |
| Net Income | $30M | $69M |
Dividend & Shareholder Information
| Metric | ALRS | SHBI |
|---|---|---|
| Dividends Per Share | $0.85 | $0.52 |
| Payout Ratio | 103.7% | 21.6% |
| Shares Outstanding | 25M | 33M |
| Net Income Growth | -40.5% | 20.6% |
| EPS Growth | -59.0% | 70.9% |
ALRS vs SHBI: stock comparison and AI forecast
Which is bigger, ALRS or SHBI?
ALRS is 1.1 times larger than SHBI by market capitalization ($842M against $749M).
Which is cheaper on earnings, ALRS or SHBI?
SHBI trades at 9.3 times trailing earnings, ALRS at 41.2 times.
Which one does Intratio's AI model rank higher, ALRS or SHBI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.