AXP vs SOFI: stock comparison and AI forecast
American Express Co (AXP) and Sofi Technologies, Inc. (SOFI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
AXP American Express Co
- Market Cap
- $215.24B
- P/E Ratio
- 18.1x
- Size
- mega-cap
- AI Forecast
SOFI Sofi Technologies, Inc.
- Price
- $16.04 +0.2% · 6M
- Market Cap
- $20.72B
- P/E Ratio
- 34.9x
- Size
- large-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- AXP is 10.4 times larger than SOFI by market capitalization ($215.24B against $20.72B).
- AXP trades at 18.1 times trailing earnings, SOFI at 34.9 times.
- AXP turns 14.3% of its revenue into net income, against 12.1% for SOFI.
- AXP carries 7.67 times debt per unit of equity, against 5.00 times for SOFI.
- AXP yields 1.16% in dividends; SOFI pays none.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | AXP | SOFI |
|---|---|---|
| Market Cap | $215.24B | $20.72B |
| P/E Ratio | 18.08x | 34.87x |
| P/B Ratio | 6.01x | 1.83x |
| Dividend Yield | 1.16% | – |
| EPS | $17.75 | $0.46 |
| Book Value/Share | $53.38 | $8.75 |
| Revenue/Share | $127.50 | $4.73 |
| FCF/Share | $20.74 | $-8.16 |
Profitability & Margins
| Metric | AXP | SOFI |
|---|---|---|
| ROE | 34.2% | 6.5% |
| ROA | 4.0% | 1.1% |
| Gross Margin | – | 87.8% |
| Net Margin | 14.3% | 12.1% |
| EBT Margin | 18.1% | 14.8% |
| Tax Rate | 20.8% | 18.6% |
Financial Health
| Metric | AXP | SOFI |
|---|---|---|
| D/E Ratio | 7.67x | 5.00x |
| Financial Leverage | 8.67x | 6.00x |
| Interest Coverage | 2.7x | – |
Cash Flow
| Metric | AXP | SOFI |
|---|---|---|
| Operating Cash Flow | $17.63B | -$10.21B |
| Free Cash Flow | $13.91B | -$10.54B |
| Capital Spending | -$3.72B | -$332M |
| OCF Growth YoY | -16.6% | – |
| FCF Growth YoY | -26.6% | – |
| FCF/Sales | 16.3% | -172.4% |
| CapEx/Sales | 4.3% | 5.4% |
Operational Efficiency
| Metric | AXP | SOFI |
|---|---|---|
| Asset Turnover | 0.28x | 0.09x |
| Fixed Assets Turnover | 10.5x | 10.9x |
Income Statement
| Metric | AXP | SOFI |
|---|---|---|
| Total Revenue | $85.50B | $6.11B |
| Net Income | $12.26B | $738M |
| R&D Expense | – | $749M |
| SG&A Expense | – | $2.82B |
| Cost of Goods Sold | – | $743M |
Dividend & Shareholder Information
| Metric | AXP | SOFI |
|---|---|---|
| Dividends Per Share | $3.73 | – |
| Payout Ratio | 21.0% | – |
| Shares Outstanding | 671M | 1292M |
| Net Income Growth | 16.3% | 15.2% |
| EPS Growth | 19.1% | 2.2% |
AXP vs SOFI: stock comparison and AI forecast
Which is bigger, AXP or SOFI?
AXP is 10.4 times larger than SOFI by market capitalization ($215.24B against $20.72B).
Which is cheaper on earnings, AXP or SOFI?
AXP trades at 18.1 times trailing earnings, SOFI at 34.9 times.
Which one does Intratio's AI model rank higher, AXP or SOFI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.