BAC vs COF: stock comparison and AI forecast
Bank Of America Corp /De/ (BAC) and Capital One Financial Corp (COF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BAC Bank Of America Corp /De/
- Market Cap
- $341.01B
- P/E Ratio
- 9.7x
- Size
- mega-cap
- AI Forecast
COF Capital One Financial Corp
- Price
- $201.87 +4.8% · 6M
- Market Cap
- $123.84B
- P/E Ratio
- 11.2x
- Size
- large-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- BAC is 2.8 times larger than COF by market capitalization ($341.01B against $123.84B).
- BAC trades at 9.7 times trailing earnings, COF at 11.2 times.
- BAC turns 26.1% of its revenue into net income, against 17.2% for COF.
- BAC carries 10.55 times debt per unit of equity, against 5.14 times for COF.
- BAC yields 2.91% in dividends and COF 1.61%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BAC | COF |
|---|---|---|
| Market Cap | $341.01B | $123.84B |
| P/E Ratio | 9.73x | 11.21x |
| P/B Ratio | 1.15x | 1.13x |
| Dividend Yield | 2.91% | 1.61% |
| EPS | $5.08 | $18.01 |
| Book Value/Share | $43.01 | $178.74 |
| Revenue/Share | $17.82 | $102.71 |
| FCF/Share | – | $42.79 |
Profitability & Margins
| Metric | BAC | COF |
|---|---|---|
| ROE | 10.8% | 9.9% |
| ROA | 0.9% | 1.6% |
| Net Margin | 26.1% | 17.2% |
| EBT Margin | 35.3% | 20.9% |
| Tax Rate | 25.9% | 20.4% |
Financial Health
| Metric | BAC | COF |
|---|---|---|
| D/E Ratio | 10.55x | 5.14x |
| Financial Leverage | 11.55x | 6.14x |
Cash Flow
| Metric | BAC | COF |
|---|---|---|
| Operating Cash Flow | $41.37B | $28.01B |
| Free Cash Flow | – | $26.25B |
| Capital Spending | – | -$1.76B |
| OCF Growth YoY | -32.7% | 25.4% |
| FCF Growth YoY | – | 25.9% |
| FCF/Sales | – | 41.7% |
| CapEx/Sales | – | 2.8% |
Operational Efficiency
| Metric | BAC | COF |
|---|---|---|
| Asset Turnover | 0.04x | 0.09x |
| Fixed Assets Turnover | 8.8x | 10.2x |
Income Statement
| Metric | BAC | COF |
|---|---|---|
| Total Revenue | $122.97B | $63.01B |
| Net Income | $32.12B | $10.87B |
Dividend & Shareholder Information
| Metric | BAC | COF |
|---|---|---|
| Dividends Per Share | $1.44 | $3.26 |
| Payout Ratio | 28.4% | 18.1% |
| Shares Outstanding | 6900M | 613M |
| Net Income Growth | 8.3% | 668.0% |
| EPS Growth | 44.3% | 659.9% |
BAC vs COF: stock comparison and AI forecast
Which is bigger, BAC or COF?
BAC is 2.8 times larger than COF by market capitalization ($341.01B against $123.84B).
Which is cheaper on earnings, BAC or COF?
BAC trades at 9.7 times trailing earnings, COF at 11.2 times.
Which one does Intratio's AI model rank higher, BAC or COF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.