BANC vs FRME: stock comparison and AI forecast
Banc Of California, Inc. (BANC) and First Merchants Corp (FRME) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BANC Banc Of California, Inc.
- Price
- $17.98 -6.2% · 6M
- Market Cap
- $2.84B
- P/E Ratio
- –
- Size
- mid-cap
- AI Forecast
FRME First Merchants Corp
- Price
- $40.83 +0.8% · 6M
- Market Cap
- $2.56B
- P/E Ratio
- 9.8x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- BANC is 1.1 times larger than FRME by market capitalization ($2.84B against $2.56B).
- Over the last six months FRME returned +0.8% and BANC -6.2%.
- BANC carries 9.44 times debt per unit of equity, against 6.99 times for FRME.
- FRME yields 3.52% in dividends; BANC pays none.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BANC | FRME |
|---|---|---|
| Market Cap | $2.84B | $2.56B |
| P/E Ratio | – | 9.81x |
| P/B Ratio | 0.85x | 0.97x |
| Dividend Yield | – | 3.52% |
| EPS | $-0.36 | $4.16 |
| Book Value/Share | $21.20 | $42.06 |
| Revenue/Share | $9.85 | $10.79 |
| FCF/Share | $2.22 | – |
Profitability & Margins
| Metric | BANC | FRME |
|---|---|---|
| ROE | – | 7.5% |
| ROA | – | 0.9% |
| Net Margin | – | 29.2% |
| EBT Margin | -2.0% | 32.5% |
| Tax Rate | 71.8% | 10.2% |
Financial Health
| Metric | BANC | FRME |
|---|---|---|
| D/E Ratio | 9.44x | 6.99x |
| Financial Leverage | 10.44x | 7.99x |
Cash Flow
| Metric | BANC | FRME |
|---|---|---|
| Operating Cash Flow | $380M | $306M |
| Free Cash Flow | $350M | – |
| Capital Spending | -$29M | – |
| OCF Growth YoY | 62.7% | 13.1% |
| FCF Growth YoY | 54.8% | – |
| FCF/Sales | 22.5% | – |
| CapEx/Sales | 1.9% | – |
Operational Efficiency
| Metric | BANC | FRME |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 10.6x | 4.7x |
Income Statement
| Metric | BANC | FRME |
|---|---|---|
| Total Revenue | $1.56B | $676M |
| Net Income | – | $198M |
Dividend & Shareholder Information
| Metric | BANC | FRME |
|---|---|---|
| Dividends Per Share | – | $1.44 |
| Payout Ratio | – | 34.6% |
| Shares Outstanding | 158M | 63M |
| Net Income Growth | – | -15.3% |
| EPS Growth | -139.6% | 8.1% |
BANC vs FRME: stock comparison and AI forecast
Which is bigger, BANC or FRME?
BANC is 1.1 times larger than FRME by market capitalization ($2.84B against $2.56B).
Which stock performed better over the last six months, BANC or FRME?
Over the last six months FRME returned +0.8% and BANC -6.2%.
Which one does Intratio's AI model rank higher, BANC or FRME?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.