BHF vs CIA: stock comparison and AI forecast
Brighthouse Financial, Inc. (BHF) and Citizens, Inc. (CIA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BHF Brighthouse Financial, Inc.
- Market Cap
- $2.45B
- P/E Ratio
- 4.4x
- Size
- mid-cap
- AI Forecast
CIA Citizens, Inc.
- Price
- $4.12 -27.2% · 6M
- Market Cap
- $209M
- P/E Ratio
- 4.8x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- BHF is 11.7 times larger than CIA by market capitalization ($2.45B against $209M).
- BHF trades at 4.4 times trailing earnings, CIA at 4.8 times.
- BHF turns 11.9% of its revenue into net income, against 10.5% for CIA.
- BHF carries 46.61 times debt per unit of equity, against 8.70 times for CIA.
- Both companies share the SEC industry classification Life Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BHF | CIA |
|---|---|---|
| Market Cap | $2.45B | $209M |
| P/E Ratio | 4.36x | 4.79x |
| P/B Ratio | 0.49x | 1.21x |
| EPS | $9.76 | $0.86 |
| Book Value/Share | $87.13 | $3.40 |
| Revenue/Share | $98.95 | $5.08 |
| FCF/Share | – | $0.42 |
Profitability & Margins
| Metric | BHF | CIA |
|---|---|---|
| ROE | 13.6% | 16.4% |
| ROA | 0.3% | 1.7% |
| Net Margin | 11.9% | 10.5% |
| EBT Margin | 13.9% | 8.5% |
| Tax Rate | 13.7% | -3.5% |
Financial Health
| Metric | BHF | CIA |
|---|---|---|
| D/E Ratio | 46.61x | 8.70x |
| Financial Leverage | 47.63x | 9.70x |
Cash Flow
| Metric | BHF | CIA |
|---|---|---|
| Operating Cash Flow | -$1.13B | $38M |
| Free Cash Flow | – | $21M |
| Capital Spending | – | -$17M |
| OCF Growth YoY | -885.4% | -47.5% |
| FCF Growth YoY | – | -60.6% |
| FCF/Sales | – | 8.2% |
| CapEx/Sales | – | 6.5% |
Operational Efficiency
| Metric | BHF | CIA |
|---|---|---|
| Asset Turnover | 0.02x | 0.15x |
| Fixed Assets Turnover | – | 28.1x |
Income Statement
| Metric | BHF | CIA |
|---|---|---|
| Total Revenue | $5.69B | $257M |
| Net Income | $680M | $28M |
Dividend & Shareholder Information
| Metric | BHF | CIA |
|---|---|---|
| Shares Outstanding | 58M | 51M |
| Net Income Growth | -29.7% | – |
| EPS Growth | -31.0% | – |
BHF vs CIA: stock comparison and AI forecast
Which is bigger, BHF or CIA?
BHF is 11.7 times larger than CIA by market capitalization ($2.45B against $209M).
Which is cheaper on earnings, BHF or CIA?
BHF trades at 4.4 times trailing earnings, CIA at 4.8 times.
Which one does Intratio's AI model rank higher, BHF or CIA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.