BNC vs CPSS: stock comparison and AI forecast
Bnb Standard Corp (BNC) and Consumer Portfolio Services, Inc. (CPSS) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BNC Bnb Standard Corp
- Price
- $4.87 +54.6% · 6M
- Market Cap
- $215M
- P/E Ratio
- 1.5x
- Size
- small-cap
- AI Forecast
CPSS Consumer Portfolio Services, Inc.
- Price
- $9.88 -3.8% · 6M
- Market Cap
- $216M
- P/E Ratio
- 11.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- BNC and CPSS have similar market capitalizations ($215M and $216M).
- BNC trades at 1.4 times trailing earnings, CPSS at 11.0 times.
- Over the last six months BNC returned +54.6% and CPSS -3.8%.
- CPSS carries 13.89 times debt per unit of equity, against 0.13 times for BNC.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BNC | CPSS |
|---|---|---|
| Market Cap | $215M | $216M |
| P/E Ratio | 1.45x | 10.98x |
| P/B Ratio | 0.74x | 0.67x |
| EPS | $3.36 | $0.90 |
| Book Value/Share | $6.57 | $14.85 |
| Revenue/Share | – | $21.74 |
| FCF/Share | – | $16.42 |
Profitability & Margins
| Metric | BNC | CPSS |
|---|---|---|
| ROE | – | 7.3% |
| ROA | – | 0.5% |
| ROIC | -24.6% | – |
| Gross Margin | 7.4% | – |
| Operating Margin | -220.8% | – |
| Net Margin | – | 5.0% |
| EBT Margin | 524.1% | 7.2% |
| Tax Rate | -0.1% | 31.0% |
Financial Health
| Metric | BNC | CPSS |
|---|---|---|
| Current Ratio | 0.62x | – |
| Quick Ratio | 0.46x | – |
| D/E Ratio | 0.13x | 13.89x |
| Financial Leverage | 1.13x | 14.89x |
| Interest Coverage | -100.6x | – |
| Working Capital | -$9M | – |
Cash Flow
| Metric | BNC | CPSS |
|---|---|---|
| Operating Cash Flow | -$54M | $360M |
| Free Cash Flow | – | $359M |
| Capital Spending | – | -$1M |
| OCF Growth YoY | – | 28.1% |
| FCF Growth YoY | – | 27.9% |
| FCF/Sales | – | 75.5% |
| CapEx/Sales | – | 0.3% |
Operational Efficiency
| Metric | BNC | CPSS |
|---|---|---|
| Asset Turnover | – | 0.10x |
| Inventory Turnover | 1.9x | – |
| Fixed Assets Turnover | – | 339.3x |
| Days Inventory | 188 days | – |
| Payables Period | 74 days | – |
Income Statement
| Metric | BNC | CPSS |
|---|---|---|
| Total Revenue | – | $475M |
| Operating Income | -$74M | – |
| Net Income | – | $24M |
| SG&A Expense | $21M | $88M |
| Cost of Goods Sold | $7M | – |
Dividend & Shareholder Information
| Metric | BNC | CPSS |
|---|---|---|
| Shares Outstanding | 44M | 22M |
| Net Income Growth | – | 21.6% |
| EPS Growth | – | 13.9% |
BNC vs CPSS: stock comparison and AI forecast
Which is bigger, BNC or CPSS?
BNC and CPSS have similar market capitalizations ($215M and $216M).
Which is cheaper on earnings, BNC or CPSS?
BNC trades at 1.4 times trailing earnings, CPSS at 11.0 times.
Which stock performed better over the last six months, BNC or CPSS?
Over the last six months BNC returned +54.6% and CPSS -3.8%.
Which one does Intratio's AI model rank higher, BNC or CPSS?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.