BNC vs LDI: stock comparison and AI forecast
Bnb Standard Corp (BNC) and Loandepot, Inc. (LDI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BNC Bnb Standard Corp
- Market Cap
- $215M
- P/E Ratio
- 1.5x
- Size
- small-cap
- AI Forecast
LDI Loandepot, Inc.
- Market Cap
- $216M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- BNC and LDI have similar market capitalizations ($215M and $216M).
- LDI carries 31.65 times debt per unit of equity, against 0.13 times for BNC.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BNC | LDI |
|---|---|---|
| Market Cap | $215M | $216M |
| P/E Ratio | 1.45x | – |
| P/B Ratio | 0.74x | 1.08x |
| EPS | $3.36 | $-0.36 |
| Book Value/Share | $6.57 | $0.59 |
| Revenue/Share | – | $4.17 |
| FCF/Share | – | $-0.82 |
Profitability & Margins
| Metric | BNC | LDI |
|---|---|---|
| ROE | – | -34.6% |
| ROA | – | -1.0% |
| ROIC | -24.6% | – |
| Gross Margin | 7.4% | – |
| Operating Margin | -220.8% | – |
| Net Margin | – | -4.8% |
| EBT Margin | 524.1% | -9.1% |
| Tax Rate | -0.1% | 15.9% |
Financial Health
| Metric | BNC | LDI |
|---|---|---|
| Current Ratio | 0.62x | – |
| Quick Ratio | 0.46x | – |
| D/E Ratio | 0.13x | 31.65x |
| Financial Leverage | 1.13x | 33.31x |
| Interest Coverage | -100.6x | – |
| Working Capital | -$9M | – |
Cash Flow
| Metric | BNC | LDI |
|---|---|---|
| Operating Cash Flow | -$54M | $31M |
| Free Cash Flow | – | -$276M |
| Capital Spending | – | -$307M |
| FCF/Sales | – | -19.6% |
| CapEx/Sales | – | 21.8% |
Operational Efficiency
| Metric | BNC | LDI |
|---|---|---|
| Asset Turnover | – | 0.21x |
| Inventory Turnover | 1.9x | – |
| Fixed Assets Turnover | – | 21.5x |
| Days Inventory | 188 days | – |
| Payables Period | 74 days | – |
Income Statement
| Metric | BNC | LDI |
|---|---|---|
| Total Revenue | – | $1.41B |
| Operating Income | -$74M | – |
| Net Income | – | -$70M |
| SG&A Expense | $21M | – |
| Cost of Goods Sold | $7M | – |
Dividend & Shareholder Information
| Metric | BNC | LDI |
|---|---|---|
| Shares Outstanding | 44M | 338M |
BNC vs LDI: stock comparison and AI forecast
Which is bigger, BNC or LDI?
BNC and LDI have similar market capitalizations ($215M and $216M).
Which one does Intratio's AI model rank higher, BNC or LDI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.