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Stock comparison · Signal date 2026-11-06

BSBK vs CULL: stock comparison and AI forecast

Bogota Financial Corp. (BSBK) and Cullman Bancorp, Inc. /Md/ (CULL) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Savings Institutions, Not Federally Chartered

BSBK Bogota Financial Corp.

Market Cap
$120M
P/E Ratio
44.8x
Size
small-cap
AI Forecast
Full analysis →
OTC · Savings Institutions, Not Federally Chartered

CULL Cullman Bancorp, Inc. /Md/

Market Cap
$97M
P/E Ratio
34.5x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

BSBK · CULL

Key facts

  • BSBK is 1.2 times larger than CULL by market capitalization ($120M against $97M).
  • CULL trades at 34.5 times trailing earnings, BSBK at 44.8 times.
  • CULL turns 20.8% of its revenue into net income, against 14.4% for BSBK.
  • BSBK carries 5.16 times debt per unit of equity, against 3.15 times for CULL.
  • Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBSBKCULL
Market Cap$120M$97M
P/E Ratio44.77x34.50x
P/B Ratio0.84x0.96x
EPS$0.21$0.50
Book Value/Share$11.12$17.93
Revenue/Share$1.41–
FCF/Share$0.32–

Profitability & Margins

MetricBSBKCULL
ROE1.8%3.3%
ROA0.3%0.8%
Net Margin14.4%20.8%
EBT Margin16.5%28.6%
Tax Rate12.6%20.4%

Financial Health

MetricBSBKCULL
D/E Ratio5.16x3.15x
Financial Leverage6.16x4.15x

Cash Flow

MetricBSBKCULL
Operating Cash Flow$4M$6M
Free Cash Flow$4M–
Capital Spending-$270K–
OCF Growth YoY659.1%–
FCF Growth YoY821.7%–
FCF/Sales22.7%–
CapEx/Sales1.5%–

Operational Efficiency

MetricBSBKCULL
Asset Turnover0.02x–
Fixed Assets Turnover4.0x–

Income Statement

MetricBSBKCULL
Total Revenue$18M–
Net Income$3M$3M

Dividend & Shareholder Information

MetricBSBKCULL
Shares Outstanding13M6M
Net Income Growth–-14.5%
FAQ

BSBK vs CULL: stock comparison and AI forecast

Which is bigger, BSBK or CULL?

BSBK is 1.2 times larger than CULL by market capitalization ($120M against $97M).

Which is cheaper on earnings, BSBK or CULL?

CULL trades at 34.5 times trailing earnings, BSBK at 44.8 times.

Which one does Intratio's AI model rank higher, BSBK or CULL?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.