BSBK vs ECBK: stock comparison and AI forecast
Bogota Financial Corp. (BSBK) and Ecb Bancorp, Inc. /Md/ (ECBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BSBK Bogota Financial Corp.
- Market Cap
- $120M
- P/E Ratio
- 44.8x
- Size
- small-cap
- AI Forecast
ECBK Ecb Bancorp, Inc. /Md/
- Market Cap
- $188M
- P/E Ratio
- 18.6x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- ECBK is 1.6 times larger than BSBK by market capitalization ($188M against $120M).
- ECBK trades at 18.6 times trailing earnings, BSBK at 44.8 times.
- ECBK turns 29.9% of its revenue into net income, against 14.4% for BSBK.
- ECBK carries 8.29 times debt per unit of equity, against 5.16 times for BSBK.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BSBK | ECBK |
|---|---|---|
| Market Cap | $120M | $188M |
| P/E Ratio | 44.77x | 18.57x |
| P/B Ratio | 0.84x | 1.05x |
| EPS | $0.21 | $1.16 |
| Book Value/Share | $11.12 | $20.59 |
| Revenue/Share | $1.41 | $4.37 |
| FCF/Share | $0.32 | $2.56 |
Profitability & Margins
| Metric | BSBK | ECBK |
|---|---|---|
| ROE | 1.8% | 6.3% |
| ROA | 0.3% | 0.7% |
| Net Margin | 14.4% | 29.9% |
| EBT Margin | 16.5% | 40.5% |
| Tax Rate | 12.6% | 26.2% |
Financial Health
| Metric | BSBK | ECBK |
|---|---|---|
| D/E Ratio | 5.16x | 8.29x |
| Financial Leverage | 6.16x | 9.29x |
Cash Flow
| Metric | BSBK | ECBK |
|---|---|---|
| Operating Cash Flow | $4M | $23M |
| Free Cash Flow | $4M | $22M |
| Capital Spending | -$270K | -$360K |
| OCF Growth YoY | 659.1% | 244.6% |
| FCF Growth YoY | 821.7% | 242.6% |
| FCF/Sales | 22.7% | 58.7% |
| CapEx/Sales | 1.5% | 0.9% |
Operational Efficiency
| Metric | BSBK | ECBK |
|---|---|---|
| Asset Turnover | 0.02x | 0.02x |
| Fixed Assets Turnover | 4.0x | 10.9x |
Income Statement
| Metric | BSBK | ECBK |
|---|---|---|
| Total Revenue | $18M | $38M |
| Net Income | $3M | $11M |
Dividend & Shareholder Information
| Metric | BSBK | ECBK |
|---|---|---|
| Shares Outstanding | 13M | 9M |
| Net Income Growth | – | 114.8% |
| EPS Growth | – | 107.1% |
BSBK vs ECBK: stock comparison and AI forecast
Which is bigger, BSBK or ECBK?
ECBK is 1.6 times larger than BSBK by market capitalization ($188M against $120M).
Which is cheaper on earnings, BSBK or ECBK?
ECBK trades at 18.6 times trailing earnings, BSBK at 44.8 times.
Which one does Intratio's AI model rank higher, BSBK or ECBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.