CARV vs CLST: stock comparison and AI forecast
Carver Bancorp Inc (CARV) and Catalyst Bancorp, Inc. (CLST) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CARV Carver Bancorp Inc
- Market Cap
- $10M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
CLST Catalyst Bancorp, Inc.
- Market Cap
- $72M
- P/E Ratio
- 32.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CLST is 7.6 times larger than CARV by market capitalization ($72M against $10M).
- CLST turns 17.8% of its revenue into net income, against -53.9% for CARV.
- CARV carries 24.92 times debt per unit of equity, against 2.51 times for CLST.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CARV | CLST |
|---|---|---|
| Market Cap | $10M | $72M |
| P/E Ratio | – | 31.99x |
| P/B Ratio | 0.30x | 0.87x |
| EPS | $-2.70 | $0.56 |
| Book Value/Share | $6.22 | $20.46 |
| Revenue/Share | $5.55 | $2.82 |
| FCF/Share | $-1.85 | $0.80 |
Profitability & Margins
| Metric | CARV | CLST |
|---|---|---|
| ROE | -56.6% | 2.5% |
| ROA | -2.2% | 0.7% |
| Net Margin | -53.9% | 17.8% |
| EBT Margin | -53.9% | 22.1% |
| Tax Rate | 0.0% | 19.2% |
Financial Health
| Metric | CARV | CLST |
|---|---|---|
| D/E Ratio | 24.92x | 2.51x |
| Financial Leverage | 25.92x | 3.51x |
| Interest Coverage | 0.3x | – |
Cash Flow
| Metric | CARV | CLST |
|---|---|---|
| Operating Cash Flow | -$9M | $3M |
| Free Cash Flow | -$9M | $3M |
| Capital Spending | -$350K | -$90K |
| OCF Growth YoY | – | 7.0% |
| FCF Growth YoY | – | 14.3% |
| FCF/Sales | -33.3% | 28.4% |
| CapEx/Sales | 1.3% | 0.8% |
Operational Efficiency
| Metric | CARV | CLST |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 14.6x | 2.0x |
Income Statement
| Metric | CARV | CLST |
|---|---|---|
| Total Revenue | $28M | $11M |
| Net Income | -$15M | $2M |
Dividend & Shareholder Information
| Metric | CARV | CLST |
|---|---|---|
| Shares Outstanding | 5M | 4M |
| Net Income Growth | – | -6.5% |
| EPS Growth | – | 51.4% |
CARV vs CLST: stock comparison and AI forecast
Which is bigger, CARV or CLST?
CLST is 7.6 times larger than CARV by market capitalization ($72M against $10M).
Which one does Intratio's AI model rank higher, CARV or CLST?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.