CASS vs PAYS: stock comparison and AI forecast
Cass Information Systems Inc (CASS) and Paysign, Inc. (PAYS) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CASS Cass Information Systems Inc
- Price
- $54.18 +13.8% · 6M
- Market Cap
- $694M
- P/E Ratio
- 18.7x
- Size
- small-cap
- AI Forecast
PAYS Paysign, Inc.
- Price
- $14.32 +113.4% · 6M
- Market Cap
- $809M
- P/E Ratio
- 65.1x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- PAYS is 1.2 times larger than CASS by market capitalization ($809M against $694M).
- CASS trades at 18.7 times trailing earnings, PAYS at 65.1 times.
- Over the last six months PAYS returned +113.4% and CASS +13.8%.
- CASS turns 18.9% of its revenue into net income, against 15.7% for PAYS.
- CASS carries 10.31 times debt per unit of equity, against 4.27 times for PAYS.
- CASS yields 2.37% in dividends; PAYS pays none.
- Both companies share the SEC industry classification Services-Business Services, NEC.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CASS | PAYS |
|---|---|---|
| Market Cap | $694M | $809M |
| P/E Ratio | 18.74x | 65.09x |
| P/B Ratio | 3.07x | 13.44x |
| Dividend Yield | 2.37% | – |
| EPS | $2.89 | $0.22 |
| Book Value/Share | $17.65 | $1.07 |
| Revenue/Share | $15.74 | $1.78 |
| FCF/Share | $2.60 | $1.30 |
Profitability & Margins
| Metric | CASS | PAYS |
|---|---|---|
| ROE | 16.9% | 26.2% |
| ROA | 1.5% | 5.0% |
| ROIC | – | 25.0% |
| Gross Margin | – | 61.0% |
| Operating Margin | – | 17.0% |
| Net Margin | 18.9% | 15.7% |
| EBT Margin | 23.3% | 20.0% |
| Tax Rate | 18.9% | 21.6% |
Financial Health
| Metric | CASS | PAYS |
|---|---|---|
| Current Ratio | – | 1.14x |
| D/E Ratio | 10.31x | 4.27x |
| Financial Leverage | 11.31x | 5.27x |
| Working Capital | – | $35M |
Cash Flow
| Metric | CASS | PAYS |
|---|---|---|
| Operating Cash Flow | $41M | $75M |
| Free Cash Flow | $33M | $74M |
| Capital Spending | -$7M | -$1M |
| OCF Growth YoY | -20.6% | – |
| FCF Growth YoY | -25.7% | – |
| FCF/Sales | 16.5% | 73.0% |
| CapEx/Sales | 3.7% | 1.4% |
Operational Efficiency
| Metric | CASS | PAYS |
|---|---|---|
| Asset Turnover | 0.08x | 0.32x |
| Receivables Turnover | – | 1.0x |
| Fixed Assets Turnover | 6.8x | 51.7x |
| Days Sales Outstanding | – | 374 days |
Income Statement
| Metric | CASS | PAYS |
|---|---|---|
| Total Revenue | $202M | $101M |
| Operating Income | – | $17M |
| Net Income | $38M | $16M |
| SG&A Expense | – | $35M |
| Cost of Goods Sold | – | $39M |
Dividend & Shareholder Information
| Metric | CASS | PAYS |
|---|---|---|
| Dividends Per Share | $1.29 | – |
| Payout Ratio | 44.6% | – |
| Shares Outstanding | 13M | 56M |
| Net Income Growth | 21.1% | 132.5% |
| EPS Growth | 14.7% | 175.0% |
CASS vs PAYS: stock comparison and AI forecast
Which is bigger, CASS or PAYS?
PAYS is 1.2 times larger than CASS by market capitalization ($809M against $694M).
Which is cheaper on earnings, CASS or PAYS?
CASS trades at 18.7 times trailing earnings, PAYS at 65.1 times.
Which stock performed better over the last six months, CASS or PAYS?
Over the last six months PAYS returned +113.4% and CASS +13.8%.
Which one does Intratio's AI model rank higher, CASS or PAYS?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.