CATY vs INDB: stock comparison and AI forecast
Cathay General Bancorp (CATY) and Independent Bank Corp (INDB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CATY Cathay General Bancorp
- Market Cap
- $4.28B
- P/E Ratio
- 10.0x
- Size
- mid-cap
- AI Forecast
INDB Independent Bank Corp
- Market Cap
- $4.00B
- P/E Ratio
- 15.3x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CATY and INDB have similar market capitalizations ($4.28B and $4.00B).
- CATY trades at 10.0 times trailing earnings, INDB at 15.3 times.
- CATY turns 43.5% of its revenue into net income, against 28.6% for INDB.
- CATY carries 7.37 times debt per unit of equity, against 6.11 times for INDB.
- INDB yields 2.87% in dividends and CATY 2.31%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CATY | INDB |
|---|---|---|
| Market Cap | $4.28B | $4.00B |
| P/E Ratio | 10.03x | 15.26x |
| P/B Ratio | 1.40x | 1.14x |
| Dividend Yield | 2.31% | 2.87% |
| EPS | $6.40 | $5.53 |
| Book Value/Share | $45.82 | $74.15 |
| Revenue/Share | $12.58 | $20.03 |
| FCF/Share | $6.97 | $6.41 |
Profitability & Margins
| Metric | CATY | INDB |
|---|---|---|
| ROE | 11.9% | 7.7% |
| ROA | 1.4% | 1.1% |
| Net Margin | 43.5% | 28.6% |
| EBT Margin | 55.4% | 37.3% |
| Tax Rate | 21.5% | – |
Financial Health
| Metric | CATY | INDB |
|---|---|---|
| D/E Ratio | 7.37x | 6.11x |
| Financial Leverage | 8.37x | 7.11x |
Cash Flow
| Metric | CATY | INDB |
|---|---|---|
| Operating Cash Flow | $473M | $322M |
| Free Cash Flow | $465M | $304M |
| Capital Spending | -$8M | -$18M |
| OCF Growth YoY | 18.1% | 38.0% |
| FCF Growth YoY | 17.7% | 41.5% |
| FCF/Sales | 55.4% | 32.0% |
| CapEx/Sales | 0.9% | 1.9% |
Operational Efficiency
| Metric | CATY | INDB |
|---|---|---|
| Asset Turnover | 0.03x | 0.04x |
| Fixed Assets Turnover | 9.3x | 4.3x |
Income Statement
| Metric | CATY | INDB |
|---|---|---|
| Total Revenue | $839M | $949M |
| Net Income | $365M | $271M |
Dividend & Shareholder Information
| Metric | CATY | INDB |
|---|---|---|
| Dividends Per Share | $1.48 | $2.42 |
| Payout Ratio | 23.1% | 43.8% |
| Shares Outstanding | 67M | 47M |
| Net Income Growth | 19.7% | 44.0% |
| EPS Growth | 48.1% | 24.8% |
CATY vs INDB: stock comparison and AI forecast
Which is bigger, CATY or INDB?
CATY and INDB have similar market capitalizations ($4.28B and $4.00B).
Which is cheaper on earnings, CATY or INDB?
CATY trades at 10.0 times trailing earnings, INDB at 15.3 times.
Which one does Intratio's AI model rank higher, CATY or INDB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.