CHCO vs NWBI: stock comparison and AI forecast
City Holding Co (CHCO) and Northwest Bancshares, Inc. (NWBI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CHCO City Holding Co
- Market Cap
- $1.99B
- P/E Ratio
- 15.5x
- Size
- small-cap
- AI Forecast
NWBI Northwest Bancshares, Inc.
- Price
- $15.31 +10.7% · 6M
- Market Cap
- $2.24B
- P/E Ratio
- 12.4x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- NWBI is 1.1 times larger than CHCO by market capitalization ($2.24B against $1.99B).
- NWBI trades at 12.3 times trailing earnings, CHCO at 15.5 times.
- CHCO turns 40.6% of its revenue into net income, against 28.9% for NWBI.
- NWBI carries 8.15 times debt per unit of equity, against 7.68 times for CHCO.
- NWBI yields 5.25% in dividends and CHCO 2.51%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CHCO | NWBI |
|---|---|---|
| Market Cap | $1.99B | $2.24B |
| P/E Ratio | 15.46x | 12.35x |
| P/B Ratio | 2.54x | 1.18x |
| Dividend Yield | 2.51% | 5.25% |
| EPS | $9.15 | $1.24 |
| Book Value/Share | $55.65 | $12.92 |
| Revenue/Share | $23.00 | $4.73 |
| FCF/Share | $9.81 | $0.81 |
Profitability & Margins
| Metric | CHCO | NWBI |
|---|---|---|
| ROE | 16.8% | 10.6% |
| ROA | 1.9% | 1.2% |
| Net Margin | 40.6% | 28.9% |
| EBT Margin | 50.6% | 37.9% |
| Tax Rate | 19.7% | 23.6% |
Financial Health
| Metric | CHCO | NWBI |
|---|---|---|
| D/E Ratio | 7.68x | 8.15x |
| Financial Leverage | 8.68x | 9.15x |
Cash Flow
| Metric | CHCO | NWBI |
|---|---|---|
| Operating Cash Flow | $141M | $138M |
| Free Cash Flow | $138M | $118M |
| Capital Spending | -$3M | -$20M |
| OCF Growth YoY | 7.7% | 97.1% |
| FCF Growth YoY | 8.0% | 100.9% |
| FCF/Sales | 42.7% | 17.1% |
| CapEx/Sales | 0.9% | 2.9% |
Operational Efficiency
| Metric | CHCO | NWBI |
|---|---|---|
| Asset Turnover | 0.05x | 0.04x |
| Fixed Assets Turnover | 4.8x | 4.7x |
Income Statement
| Metric | CHCO | NWBI |
|---|---|---|
| Total Revenue | $323M | $693M |
| Net Income | $131M | $201M |
Dividend & Shareholder Information
| Metric | CHCO | NWBI |
|---|---|---|
| Dividends Per Share | $3.55 | $0.80 |
| Payout Ratio | 38.8% | 64.5% |
| Shares Outstanding | 14M | 146M |
| Net Income Growth | 2.9% | 77.4% |
| EPS Growth | 5.2% | 125.5% |
CHCO vs NWBI: stock comparison and AI forecast
Which is bigger, CHCO or NWBI?
NWBI is 1.1 times larger than CHCO by market capitalization ($2.24B against $1.99B).
Which is cheaper on earnings, CHCO or NWBI?
NWBI trades at 12.3 times trailing earnings, CHCO at 15.5 times.
Which one does Intratio's AI model rank higher, CHCO or NWBI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.