CIA vs PFH: stock comparison and AI forecast
Citizens, Inc. (CIA) and Prudential Financial Inc (PFH) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CIA Citizens, Inc.
- Price
- $4.12 -27.2% · 6M
- Market Cap
- $209M
- P/E Ratio
- 4.8x
- Size
- small-cap
- AI Forecast
PFH Prudential Financial Inc
- Market Cap
- $5.27B
- P/E Ratio
- 1.4x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- PFH is 25.3 times larger than CIA by market capitalization ($5.27B against $209M).
- PFH trades at 1.4 times trailing earnings, CIA at 4.8 times.
- CIA turns 10.5% of its revenue into net income, against 6.3% for PFH.
- PFH carries 25.04 times debt per unit of equity, against 8.70 times for CIA.
- Both companies share the SEC industry classification Life Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CIA | PFH |
|---|---|---|
| Market Cap | $209M | $5.27B |
| P/E Ratio | 4.79x | 1.39x |
| P/B Ratio | 1.21x | 0.18x |
| EPS | $0.86 | $10.98 |
| Book Value/Share | $3.40 | $85.54 |
| Revenue/Share | $5.08 | $177.76 |
| FCF/Share | $0.42 | – |
Profitability & Margins
| Metric | CIA | PFH |
|---|---|---|
| ROE | 16.4% | 13.1% |
| ROA | 1.7% | 0.5% |
| Net Margin | 10.5% | 6.3% |
| EBT Margin | 8.5% | 4.7% |
| Tax Rate | -3.5% | 30.4% |
Financial Health
| Metric | CIA | PFH |
|---|---|---|
| D/E Ratio | 8.70x | 25.04x |
| Financial Leverage | 9.70x | 26.14x |
Cash Flow
| Metric | CIA | PFH |
|---|---|---|
| Operating Cash Flow | $38M | $10.61B |
| Free Cash Flow | $21M | – |
| Capital Spending | -$17M | – |
| OCF Growth YoY | -47.5% | 101.1% |
| FCF Growth YoY | -60.6% | – |
| FCF/Sales | 8.2% | – |
| CapEx/Sales | 6.5% | – |
Operational Efficiency
| Metric | CIA | PFH |
|---|---|---|
| Asset Turnover | 0.15x | 0.08x |
| Fixed Assets Turnover | 28.1x | – |
Income Statement
| Metric | CIA | PFH |
|---|---|---|
| Total Revenue | $257M | $61.33B |
| Net Income | $28M | $3.88B |
Dividend & Shareholder Information
| Metric | CIA | PFH |
|---|---|---|
| Shares Outstanding | 51M | 345M |
| Net Income Growth | – | 48.2% |
| EPS Growth | – | 50.2% |
CIA vs PFH: stock comparison and AI forecast
Which is bigger, CIA or PFH?
PFH is 25.3 times larger than CIA by market capitalization ($5.27B against $209M).
Which is cheaper on earnings, CIA or PFH?
PFH trades at 1.4 times trailing earnings, CIA at 4.8 times.
Which one does Intratio's AI model rank higher, CIA or PFH?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.