CLST vs HFBL: stock comparison and AI forecast
Catalyst Bancorp, Inc. (CLST) and Home Federal Bancorp, Inc. Of Louisiana (HFBL) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CLST Catalyst Bancorp, Inc.
- Market Cap
- $72M
- P/E Ratio
- 32.0x
- Size
- small-cap
- AI Forecast
HFBL Home Federal Bancorp, Inc. Of Louisiana
- Price
- $22.35 +14.0% · 6M
- Market Cap
- $68M
- P/E Ratio
- 11.1x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CLST and HFBL have similar market capitalizations ($72M and $68M).
- HFBL trades at 11.1 times trailing earnings, CLST at 32.0 times.
- HFBL turns 25.9% of its revenue into net income, against 17.8% for CLST.
- HFBL carries 9.95 times debt per unit of equity, against 2.51 times for CLST.
- HFBL yields 2.46% in dividends; CLST pays none.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CLST | HFBL |
|---|---|---|
| Market Cap | $72M | $68M |
| P/E Ratio | 31.99x | 11.07x |
| P/B Ratio | 0.87x | 1.15x |
| Dividend Yield | – | 2.46% |
| EPS | $0.56 | $2.02 |
| Book Value/Share | $20.46 | $19.39 |
| Revenue/Share | $2.82 | $7.88 |
| FCF/Share | $0.80 | – |
Profitability & Margins
| Metric | CLST | HFBL |
|---|---|---|
| ROE | 2.5% | 10.5% |
| ROA | 0.7% | 1.0% |
| Net Margin | 17.8% | 25.9% |
| EBT Margin | 22.1% | 32.6% |
| Tax Rate | 19.2% | 20.7% |
Financial Health
| Metric | CLST | HFBL |
|---|---|---|
| D/E Ratio | 2.51x | 9.95x |
| Financial Leverage | 3.51x | 10.95x |
Cash Flow
| Metric | CLST | HFBL |
|---|---|---|
| Operating Cash Flow | $3M | $8M |
| Free Cash Flow | $3M | – |
| Capital Spending | -$90K | – |
| OCF Growth YoY | 7.0% | 20.1% |
| FCF Growth YoY | 14.3% | – |
| FCF/Sales | 28.4% | – |
| CapEx/Sales | 0.8% | – |
Operational Efficiency
| Metric | CLST | HFBL |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 2.0x | 1.5x |
Income Statement
| Metric | CLST | HFBL |
|---|---|---|
| Total Revenue | $11M | $24M |
| Net Income | $2M | $6M |
Dividend & Shareholder Information
| Metric | CLST | HFBL |
|---|---|---|
| Dividends Per Share | – | $0.55 |
| Payout Ratio | – | 27.2% |
| Shares Outstanding | 4M | 3M |
| Net Income Growth | -6.5% | 27.9% |
| EPS Growth | 51.4% | 28.7% |
CLST vs HFBL: stock comparison and AI forecast
Which is bigger, CLST or HFBL?
CLST and HFBL have similar market capitalizations ($72M and $68M).
Which is cheaper on earnings, CLST or HFBL?
HFBL trades at 11.1 times trailing earnings, CLST at 32.0 times.
Which one does Intratio's AI model rank higher, CLST or HFBL?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.