COF vs WFC: stock comparison and AI forecast
Capital One Financial Corp (COF) and Wells Fargo & Company/Mn (WFC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
COF Capital One Financial Corp
- Price
- $201.87 +4.8% · 6M
- Market Cap
- $123.84B
- P/E Ratio
- 11.2x
- Size
- large-cap
- AI Forecast
WFC Wells Fargo & Company/Mn
- Price
- $84.80 +7.1% · 6M
- Market Cap
- $254.56B
- P/E Ratio
- 12.0x
- Size
- mega-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- WFC is 2.1 times larger than COF by market capitalization ($254.56B against $123.84B).
- COF trades at 11.2 times trailing earnings, WFC at 12.0 times.
- Over the last six months WFC returned +7.1% and COF +4.8%.
- WFC turns 27.6% of its revenue into net income, against 17.2% for COF.
- WFC carries 11.81 times debt per unit of equity, against 5.14 times for COF.
- WFC yields 2.22% in dividends and COF 1.61%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | COF | WFC |
|---|---|---|
| Market Cap | $123.84B | $254.56B |
| P/E Ratio | 11.21x | 11.98x |
| P/B Ratio | 1.13x | 1.45x |
| Dividend Yield | 1.61% | 2.22% |
| EPS | $18.01 | $7.08 |
| Book Value/Share | $178.74 | $58.55 |
| Revenue/Share | $102.71 | $27.69 |
| FCF/Share | $42.79 | – |
Profitability & Margins
| Metric | COF | WFC |
|---|---|---|
| ROE | 9.9% | 13.1% |
| ROA | 1.6% | 1.0% |
| Net Margin | 17.2% | 27.6% |
| EBT Margin | 20.9% | 33.3% |
| Tax Rate | 20.4% | 15.8% |
Financial Health
| Metric | COF | WFC |
|---|---|---|
| D/E Ratio | 5.14x | 11.81x |
| Financial Leverage | 6.14x | 12.82x |
Cash Flow
| Metric | COF | WFC |
|---|---|---|
| Operating Cash Flow | $28.01B | $28.91B |
| Free Cash Flow | $26.25B | – |
| Capital Spending | -$1.76B | – |
| OCF Growth YoY | 25.4% | – |
| FCF Growth YoY | 25.9% | – |
| FCF/Sales | 41.7% | – |
| CapEx/Sales | 2.8% | – |
Operational Efficiency
| Metric | COF | WFC |
|---|---|---|
| Asset Turnover | 0.09x | 0.04x |
| Receivables Turnover | – | 3.3x |
| Fixed Assets Turnover | 10.2x | 7.1x |
| Days Sales Outstanding | – | 110 days |
Income Statement
| Metric | COF | WFC |
|---|---|---|
| Total Revenue | $63.01B | $83.11B |
| Net Income | $10.87B | $22.97B |
Dividend & Shareholder Information
| Metric | COF | WFC |
|---|---|---|
| Dividends Per Share | $3.26 | $1.89 |
| Payout Ratio | 18.1% | 26.7% |
| Shares Outstanding | 613M | 3002M |
| Net Income Growth | 668.0% | 9.1% |
| EPS Growth | 659.9% | 16.6% |
COF vs WFC: stock comparison and AI forecast
Which is bigger, COF or WFC?
WFC is 2.1 times larger than COF by market capitalization ($254.56B against $123.84B).
Which is cheaper on earnings, COF or WFC?
COF trades at 11.2 times trailing earnings, WFC at 12.0 times.
Which stock performed better over the last six months, COF or WFC?
Over the last six months WFC returned +7.1% and COF +4.8%.
Which one does Intratio's AI model rank higher, COF or WFC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.