CTBI vs HBT: stock comparison and AI forecast
Community Trust Bancorp Inc /Ky/ (CTBI) and Hbt Financial, Inc. (HBT) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CTBI Community Trust Bancorp Inc /Ky/
- Price
- $69.11 +4.2% · 6M
- Market Cap
- $1.26B
- P/E Ratio
- 11.4x
- Size
- small-cap
- AI Forecast
HBT Hbt Financial, Inc.
- Market Cap
- $1.35B
- P/E Ratio
- 13.1x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CTBI and HBT have similar market capitalizations ($1.26B and $1.35B).
- CTBI trades at 11.4 times trailing earnings, HBT at 13.1 times.
- CTBI turns 37.9% of its revenue into net income, against 30.6% for HBT.
- HBT carries 7.91 times debt per unit of equity, against 7.05 times for CTBI.
- CTBI yields 3.30% in dividends and HBT 2.34%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CTBI | HBT |
|---|---|---|
| Market Cap | $1.26B | $1.35B |
| P/E Ratio | 11.37x | 13.12x |
| P/B Ratio | 1.43x | 1.78x |
| Dividend Yield | 3.30% | 2.34% |
| EPS | $6.08 | $2.82 |
| Book Value/Share | $48.29 | $20.74 |
| Revenue/Share | $15.96 | $8.02 |
| FCF/Share | $6.96 | – |
Profitability & Margins
| Metric | CTBI | HBT |
|---|---|---|
| ROE | 12.5% | 11.8% |
| ROA | 1.6% | 1.3% |
| Net Margin | 37.9% | 30.6% |
| EBT Margin | 49.4% | 41.5% |
| Tax Rate | 23.1% | 26.3% |
Financial Health
| Metric | CTBI | HBT |
|---|---|---|
| D/E Ratio | 7.05x | 7.91x |
| Financial Leverage | 8.05x | 8.91x |
Cash Flow
| Metric | CTBI | HBT |
|---|---|---|
| Operating Cash Flow | $132M | $104M |
| Free Cash Flow | $126M | – |
| Capital Spending | -$6M | – |
| OCF Growth YoY | 17.5% | 32.8% |
| FCF Growth YoY | 21.8% | – |
| FCF/Sales | 43.6% | – |
| CapEx/Sales | 2.0% | – |
Operational Efficiency
| Metric | CTBI | HBT |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 5.5x | 3.2x |
Income Statement
| Metric | CTBI | HBT |
|---|---|---|
| Total Revenue | $290M | $292M |
| Net Income | $110M | $89M |
Dividend & Shareholder Information
| Metric | CTBI | HBT |
|---|---|---|
| Dividends Per Share | $2.28 | $0.87 |
| Payout Ratio | 37.5% | 30.9% |
| Shares Outstanding | 18M | 36M |
| Net Income Growth | 17.9% | 14.1% |
| EPS Growth | 17.6% | 19.5% |
CTBI vs HBT: stock comparison and AI forecast
Which is bigger, CTBI or HBT?
CTBI and HBT have similar market capitalizations ($1.26B and $1.35B).
Which is cheaper on earnings, CTBI or HBT?
CTBI trades at 11.4 times trailing earnings, HBT at 13.1 times.
Which one does Intratio's AI model rank higher, CTBI or HBT?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.