ECBK vs FBLA: stock comparison and AI forecast
Ecb Bancorp, Inc. /Md/ (ECBK) and Fb Bancorp, Inc. /Md/ (FBLA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ECBK Ecb Bancorp, Inc. /Md/
- Price
- $21.55 +15.7% · 6M
- Market Cap
- $188M
- P/E Ratio
- 18.6x
- Size
- small-cap
- AI Forecast
FBLA Fb Bancorp, Inc. /Md/
- Market Cap
- $269M
- P/E Ratio
- 842.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FBLA is 1.4 times larger than ECBK by market capitalization ($269M against $188M).
- ECBK trades at 18.6 times trailing earnings, FBLA at 842.9 times.
- ECBK turns 29.9% of its revenue into net income, against -0.7% for FBLA.
- ECBK carries 8.29 times debt per unit of equity, against 3.32 times for FBLA.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ECBK | FBLA |
|---|---|---|
| Market Cap | $188M | $269M |
| P/E Ratio | 18.57x | 842.92x |
| P/B Ratio | 1.05x | 0.95x |
| EPS | $1.16 | $0.02 |
| Book Value/Share | $20.59 | $17.80 |
| Revenue/Share | $4.37 | $2.59 |
| FCF/Share | $2.56 | $1.44 |
Profitability & Margins
| Metric | ECBK | FBLA |
|---|---|---|
| ROE | 6.3% | -0.1% |
| ROA | 0.7% | -0.0% |
| Net Margin | 29.9% | -0.7% |
| EBT Margin | 40.5% | 9.8% |
| Tax Rate | 26.2% | 11.6% |
Financial Health
| Metric | ECBK | FBLA |
|---|---|---|
| D/E Ratio | 8.29x | 3.32x |
| Financial Leverage | 9.29x | 4.32x |
Cash Flow
| Metric | ECBK | FBLA |
|---|---|---|
| Operating Cash Flow | $23M | $25M |
| Free Cash Flow | $22M | $23M |
| Capital Spending | -$360K | -$2M |
| OCF Growth YoY | 244.6% | – |
| FCF Growth YoY | 242.6% | – |
| FCF/Sales | 58.7% | 55.5% |
| CapEx/Sales | 0.9% | 5.1% |
Operational Efficiency
| Metric | ECBK | FBLA |
|---|---|---|
| Asset Turnover | 0.02x | 0.03x |
| Fixed Assets Turnover | 10.9x | 0.7x |
Income Statement
| Metric | ECBK | FBLA |
|---|---|---|
| Total Revenue | $38M | $41M |
| Net Income | $11M | -$280K |
| SG&A Expense | – | $5M |
Dividend & Shareholder Information
| Metric | ECBK | FBLA |
|---|---|---|
| Shares Outstanding | 9M | 16M |
| Net Income Growth | 114.8% | – |
| EPS Growth | 107.1% | – |
ECBK vs FBLA: stock comparison and AI forecast
Which is bigger, ECBK or FBLA?
FBLA is 1.4 times larger than ECBK by market capitalization ($269M against $188M).
Which is cheaper on earnings, ECBK or FBLA?
ECBK trades at 18.6 times trailing earnings, FBLA at 842.9 times.
Which one does Intratio's AI model rank higher, ECBK or FBLA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.