ECBK vs WSBK: stock comparison and AI forecast
Ecb Bancorp, Inc. /Md/ (ECBK) and Winchester Bancorp, Inc./Md/ (WSBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ECBK Ecb Bancorp, Inc. /Md/
- Market Cap
- $188M
- P/E Ratio
- 18.6x
- Size
- small-cap
- AI Forecast
WSBK Winchester Bancorp, Inc./Md/
- Market Cap
- $127M
- P/E Ratio
- 26.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- ECBK is 1.5 times larger than WSBK by market capitalization ($188M against $127M).
- ECBK trades at 18.6 times trailing earnings, WSBK at 26.2 times.
- ECBK turns 29.9% of its revenue into net income, against 17.8% for WSBK.
- WSBK carries 8.54 times debt per unit of equity, against 8.29 times for ECBK.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ECBK | WSBK |
|---|---|---|
| Market Cap | $188M | $127M |
| P/E Ratio | 18.57x | 26.24x |
| P/B Ratio | 1.05x | 1.06x |
| EPS | $1.16 | $0.52 |
| Book Value/Share | $20.59 | $12.87 |
| Revenue/Share | $4.37 | $2.86 |
| FCF/Share | $2.56 | – |
Profitability & Margins
| Metric | ECBK | WSBK |
|---|---|---|
| ROE | 6.3% | 4.0% |
| ROA | 0.7% | 0.4% |
| Net Margin | 29.9% | 17.8% |
| EBT Margin | 40.5% | 22.8% |
| Tax Rate | 26.2% | 22.0% |
Financial Health
| Metric | ECBK | WSBK |
|---|---|---|
| D/E Ratio | 8.29x | 8.54x |
| Financial Leverage | 9.29x | 9.54x |
Cash Flow
| Metric | ECBK | WSBK |
|---|---|---|
| Operating Cash Flow | $23M | $6M |
| Free Cash Flow | $22M | – |
| Capital Spending | -$360K | – |
| OCF Growth YoY | 244.6% | – |
| FCF Growth YoY | 242.6% | – |
| FCF/Sales | 58.7% | – |
| CapEx/Sales | 0.9% | – |
Operational Efficiency
| Metric | ECBK | WSBK |
|---|---|---|
| Asset Turnover | 0.02x | 0.02x |
| Fixed Assets Turnover | 10.9x | 4.6x |
Income Statement
| Metric | ECBK | WSBK |
|---|---|---|
| Total Revenue | $38M | $27M |
| Net Income | $11M | $5M |
Dividend & Shareholder Information
| Metric | ECBK | WSBK |
|---|---|---|
| Shares Outstanding | 9M | 9M |
| Net Income Growth | 114.8% | – |
| EPS Growth | 107.1% | – |
ECBK vs WSBK: stock comparison and AI forecast
Which is bigger, ECBK or WSBK?
ECBK is 1.5 times larger than WSBK by market capitalization ($188M against $127M).
Which is cheaper on earnings, ECBK or WSBK?
ECBK trades at 18.6 times trailing earnings, WSBK at 26.2 times.
Which one does Intratio's AI model rank higher, ECBK or WSBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.