ECPG vs SWRD: stock comparison and AI forecast
Encore Capital Group Inc (ECPG) and Stewards, Inc. (SWRD) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ECPG Encore Capital Group Inc
- Market Cap
- $2.42B
- P/E Ratio
- 7.3x
- Size
- mid-cap
- AI Forecast
SWRD Stewards, Inc.
- Market Cap
- $598M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- ECPG is 4.1 times larger than SWRD by market capitalization ($2.42B against $598M).
- SWRD carries 67.62 times debt per unit of equity, against 4.27 times for ECPG.
- Both companies share the SEC industry classification Short-Term Business Credit Institutions.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ECPG | SWRD |
|---|---|---|
| Market Cap | $2.42B | $598M |
| P/E Ratio | 7.34x | – |
| P/B Ratio | 2.24x | 297.00x |
| EPS | $15.55 | – |
| Book Value/Share | $50.86 | $0.01 |
| Revenue/Share | $93.61 | – |
| FCF/Share | $7.14 | – |
Profitability & Margins
| Metric | ECPG | SWRD |
|---|---|---|
| ROE | 32.5% | – |
| ROA | 6.2% | – |
| Operating Margin | 39.0% | – |
| Net Margin | 17.7% | – |
| EBT Margin | 22.8% | – |
| Tax Rate | 22.6% | – |
Financial Health
| Metric | ECPG | SWRD |
|---|---|---|
| Current Ratio | – | 0.85x |
| D/E Ratio | 4.27x | 67.62x |
| Financial Leverage | 5.27x | 86.47x |
| Interest Coverage | 6.6x | -0.8x |
| Working Capital | – | -$3M |
Cash Flow
| Metric | ECPG | SWRD |
|---|---|---|
| Operating Cash Flow | $176M | – |
| Free Cash Flow | $151M | – |
| Capital Spending | -$25M | – |
| OCF Growth YoY | 10.3% | – |
| FCF Growth YoY | 14.7% | – |
| FCF/Sales | 7.6% | – |
| CapEx/Sales | 1.3% | – |
Operational Efficiency
| Metric | ECPG | SWRD |
|---|---|---|
| Asset Turnover | 0.35x | – |
| Fixed Assets Turnover | 25.4x | – |
Income Statement
| Metric | ECPG | SWRD |
|---|---|---|
| Total Revenue | $1.99B | – |
| Operating Income | $775M | – |
| Net Income | $351M | – |
Dividend & Shareholder Information
| Metric | ECPG | SWRD |
|---|---|---|
| Shares Outstanding | 21M | 211M |
ECPG vs SWRD: stock comparison and AI forecast
Which is bigger, ECPG or SWRD?
ECPG is 4.1 times larger than SWRD by market capitalization ($2.42B against $598M).
Which one does Intratio's AI model rank higher, ECPG or SWRD?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.