FBP vs IBOC: stock comparison and AI forecast
First Bancorp /Pr/ (FBP) and International Bancshares Corp (IBOC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FBP First Bancorp /Pr/
- Market Cap
- $3.97B
- P/E Ratio
- 9.4x
- Size
- mid-cap
- AI Forecast
IBOC International Bancshares Corp
- Market Cap
- $4.25B
- P/E Ratio
- 10.2x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FBP and IBOC have similar market capitalizations ($3.97B and $4.25B).
- FBP trades at 9.4 times trailing earnings, IBOC at 10.2 times.
- IBOC turns 49.4% of its revenue into net income, against 28.1% for FBP.
- FBP carries 9.26 times debt per unit of equity, against 4.18 times for IBOC.
- IBOC yields 6.33% in dividends and FBP 3.05%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FBP | IBOC |
|---|---|---|
| Market Cap | $3.97B | $4.25B |
| P/E Ratio | 9.39x | 10.15x |
| P/B Ratio | 2.12x | 1.27x |
| Dividend Yield | 3.05% | 6.33% |
| EPS | $2.77 | $6.73 |
| Book Value/Share | $12.28 | $53.70 |
| Revenue/Share | $8.57 | $13.64 |
| FCF/Share | $2.67 | $7.46 |
Profitability & Margins
| Metric | FBP | IBOC |
|---|---|---|
| ROE | 19.6% | 12.6% |
| ROA | 1.9% | 2.4% |
| Net Margin | 28.1% | 49.4% |
| EBT Margin | 34.9% | 65.2% |
| Tax Rate | 19.4% | 20.4% |
Financial Health
| Metric | FBP | IBOC |
|---|---|---|
| D/E Ratio | 9.26x | 4.18x |
| Financial Leverage | 10.26x | 5.18x |
Cash Flow
| Metric | FBP | IBOC |
|---|---|---|
| Operating Cash Flow | $426M | $482M |
| Free Cash Flow | $408M | $464M |
| Capital Spending | -$18M | -$18M |
| OCF Growth YoY | -2.9% | 3.4% |
| FCF Growth YoY | -5.1% | 2.3% |
| FCF/Sales | 31.1% | 54.6% |
| CapEx/Sales | 1.4% | 2.1% |
Operational Efficiency
| Metric | FBP | IBOC |
|---|---|---|
| Asset Turnover | 0.07x | 0.05x |
| Fixed Assets Turnover | 10.2x | 2.0x |
Income Statement
| Metric | FBP | IBOC |
|---|---|---|
| Total Revenue | $1.31B | $849M |
| Net Income | $368M | $419M |
Dividend & Shareholder Information
| Metric | FBP | IBOC |
|---|---|---|
| Dividends Per Share | $0.79 | $4.32 |
| Payout Ratio | 28.5% | 64.2% |
| Shares Outstanding | 153M | 62M |
| Net Income Growth | 10.4% | -0.3% |
| EPS Growth | 39.2% | -0.4% |
FBP vs IBOC: stock comparison and AI forecast
Which is bigger, FBP or IBOC?
FBP and IBOC have similar market capitalizations ($3.97B and $4.25B).
Which is cheaper on earnings, FBP or IBOC?
FBP trades at 9.4 times trailing earnings, IBOC at 10.2 times.
Which one does Intratio's AI model rank higher, FBP or IBOC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.