FCBC vs ORRF: stock comparison and AI forecast
First Community Bankshares Inc /Va/ (FCBC) and Orrstown Financial Services Inc (ORRF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FCBC First Community Bankshares Inc /Va/
- Price
- $45.48 +5.2% · 6M
- Market Cap
- $860M
- P/E Ratio
- 13.7x
- Size
- small-cap
- AI Forecast
ORRF Orrstown Financial Services Inc
- Price
- $43.82 +18.7% · 6M
- Market Cap
- $862M
- P/E Ratio
- 8.1x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- FCBC and ORRF have similar market capitalizations ($860M and $862M).
- ORRF trades at 8.1 times trailing earnings, FCBC at 13.7 times.
- Over the last six months ORRF returned +18.7% and FCBC +5.2%.
- ORRF turns 33.8% of its revenue into net income, against 32.4% for FCBC.
- ORRF carries 8.03 times debt per unit of equity, against 5.66 times for FCBC.
- FCBC yields 14.36% in dividends and ORRF 2.58%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FCBC | ORRF |
|---|---|---|
| Market Cap | $860M | $862M |
| P/E Ratio | 13.74x | 8.14x |
| P/B Ratio | 1.58x | 1.39x |
| Dividend Yield | 14.36% | 2.58% |
| EPS | $3.31 | $5.38 |
| Book Value/Share | $28.83 | $31.60 |
| Revenue/Share | $10.19 | $12.98 |
| FCF/Share | $2.52 | $4.36 |
Profitability & Margins
| Metric | FCBC | ORRF |
|---|---|---|
| ROE | 11.4% | 13.9% |
| ROA | 1.7% | 1.5% |
| Net Margin | 32.4% | 33.8% |
| EBT Margin | 42.0% | 42.0% |
| Tax Rate | 22.8% | 19.6% |
Financial Health
| Metric | FCBC | ORRF |
|---|---|---|
| D/E Ratio | 5.66x | 8.03x |
| Financial Leverage | 6.66x | 9.03x |
Cash Flow
| Metric | FCBC | ORRF |
|---|---|---|
| Operating Cash Flow | $50M | $88M |
| Free Cash Flow | $48M | $86M |
| Capital Spending | -$2M | -$2M |
| OCF Growth YoY | -12.9% | 71.2% |
| FCF Growth YoY | -15.9% | 83.5% |
| FCF/Sales | 24.8% | 33.5% |
| CapEx/Sales | 1.1% | 0.8% |
Operational Efficiency
| Metric | FCBC | ORRF |
|---|---|---|
| Asset Turnover | 0.05x | 0.05x |
| Fixed Assets Turnover | 3.8x | 5.1x |
Income Statement
| Metric | FCBC | ORRF |
|---|---|---|
| Total Revenue | $193M | $255M |
| Net Income | $62M | $86M |
Dividend & Shareholder Information
| Metric | FCBC | ORRF |
|---|---|---|
| Dividends Per Share | $6.53 | $1.13 |
| Payout Ratio | 197.3% | 21.0% |
| Shares Outstanding | 19M | 20M |
| Net Income Growth | 26.4% | 99.5% |
| EPS Growth | 21.7% | 205.7% |
FCBC vs ORRF: stock comparison and AI forecast
Which is bigger, FCBC or ORRF?
FCBC and ORRF have similar market capitalizations ($860M and $862M).
Which is cheaper on earnings, FCBC or ORRF?
ORRF trades at 8.1 times trailing earnings, FCBC at 13.7 times.
Which stock performed better over the last six months, FCBC or ORRF?
Over the last six months ORRF returned +18.7% and FCBC +5.2%.
Which one does Intratio's AI model rank higher, FCBC or ORRF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.