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Stock comparison · Signal date 2026-11-06

FLG vs SMBC: stock comparison and AI forecast

Flagstar Bank, National Association (FLG) and Southern Missouri Bancorp, Inc. (SMBC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · Savings Institutions, Not Federally Chartered

FLG Flagstar Bank, National Association

Market Cap
$4.37B
P/E Ratio
–
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · Savings Institutions, Not Federally Chartered

SMBC Southern Missouri Bancorp, Inc.

Price
$70.64 +1.5% · 6M
Market Cap
$778M
P/E Ratio
11.0x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FLG · SMBC

Key facts

  • FLG is 5.6 times larger than SMBC by market capitalization ($4.37B against $778M).
  • FLG carries 10.44 times debt per unit of equity, against 9.24 times for SMBC.
  • SMBC yields 1.43% in dividends and FLG 0.34%.
  • Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFLGSMBC
Market Cap$4.37B$778M
P/E Ratio–10.99x
P/B Ratio0.57x2.31x
Dividend Yield0.34%1.43%
EPS$-0.38$6.43
Book Value/Share$18.42$30.60
Revenue/Share$6.86$17.18
FCF/Share–$6.95

Profitability & Margins

MetricFLGSMBC
ROE–13.8%
Net Margin–35.8%
EBT Margin-0.2%66.9%
Tax Rate33.3%17.5%

Financial Health

MetricFLGSMBC
D/E Ratio10.44x9.24x
Financial Leverage11.44x–

Cash Flow

MetricFLGSMBC
Operating Cash Flow-$86M$81M
Free Cash Flow–$77M
Capital Spending–-$4M
OCF Growth YoY–15.9%
FCF Growth YoY–-6.8%
FCF/Sales–40.5%
CapEx/Sales–2.1%

Operational Efficiency

MetricFLGSMBC
Asset Turnover0.03x–
Fixed Assets Turnover6.0x–

Income Statement

MetricFLGSMBC
Total Revenue$2.85B$189M
Net Income–$47M

Dividend & Shareholder Information

MetricFLGSMBC
Dividends Per Share$0.04$1.01
Payout Ratio–15.7%
Shares Outstanding415M11M
Net Income Growth–0.0%
EPS Growth–28.9%
FAQ

FLG vs SMBC: stock comparison and AI forecast

Which is bigger, FLG or SMBC?

FLG is 5.6 times larger than SMBC by market capitalization ($4.37B against $778M).

Which one does Intratio's AI model rank higher, FLG or SMBC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.