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Stock comparison · Signal date 2026-11-06

FNWB vs TCBS: stock comparison and AI forecast

First Northwest Bancorp (FNWB) and Texas Community Bancshares, Inc. (TCBS) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Savings Institutions, Not Federally Chartered

FNWB First Northwest Bancorp

Market Cap
$96M
P/E Ratio
–
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · Savings Institutions, Not Federally Chartered

TCBS Texas Community Bancshares, Inc.

Market Cap
$49M
P/E Ratio
15.4x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FNWB · TCBS

Key facts

  • FNWB is 1.9 times larger than TCBS by market capitalization ($96M against $49M).
  • TCBS turns 20.1% of its revenue into net income, against -0.1% for FNWB.
  • FNWB carries 13.40 times debt per unit of equity, against 7.05 times for TCBS.
  • FNWB yields 1.35% in dividends and TCBS 1.35%.
  • Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFNWBTCBS
Market Cap$96M$49M
P/E Ratio–15.37x
P/B Ratio0.65x0.89x
Dividend Yield1.35%1.35%
EPS$-0.65$1.12
Book Value/Share$15.65$19.22
Revenue/Share$8.04$5.75
FCF/Share–$0.81

Profitability & Margins

MetricFNWBTCBS
ROE-0.0%6.0%
ROA0.0%0.8%
Net Margin-0.1%20.1%
EBT Margin-0.8%23.6%
Tax Rate91.0%14.6%

Financial Health

MetricFNWBTCBS
D/E Ratio13.40x7.05x
Financial Leverage14.40x8.05x

Cash Flow

MetricFNWBTCBS
Operating Cash Flow$6M$5M
Free Cash Flow–$2M
Capital Spending–-$3M
OCF Growth YoY958.5%1738.5%
FCF Growth YoY–7150.0%
FCF/Sales–14.0%
CapEx/Sales–15.4%

Operational Efficiency

MetricFNWBTCBS
Asset Turnover0.04x0.04x
Fixed Assets Turnover8.2x1.2x

Income Statement

MetricFNWBTCBS
Total Revenue$76M$17M
Net Income-$50K$3M

Dividend & Shareholder Information

MetricFNWBTCBS
Dividends Per Share$0.14$0.23
Payout Ratio–20.5%
Shares Outstanding10M3M
Net Income Growth–41.4%
FAQ

FNWB vs TCBS: stock comparison and AI forecast

Which is bigger, FNWB or TCBS?

FNWB is 1.9 times larger than TCBS by market capitalization ($96M against $49M).

Which one does Intratio's AI model rank higher, FNWB or TCBS?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.