FNWD vs MGYR: stock comparison and AI forecast
Finward Bancorp (FNWD) and Magyar Bancorp, Inc. (MGYR) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FNWD Finward Bancorp
- Price
- $43.45 +36.4% · 6M
- Market Cap
- $188M
- P/E Ratio
- 23.4x
- Size
- small-cap
- AI Forecast
MGYR Magyar Bancorp, Inc.
- Price
- $22.02 +24.5% · 6M
- Market Cap
- $142M
- P/E Ratio
- 13.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- FNWD is 1.3 times larger than MGYR by market capitalization ($188M against $142M).
- MGYR trades at 13.3 times trailing earnings, FNWD at 23.4 times.
- Over the last six months FNWD returned +36.4% and MGYR +24.5%.
- MGYR turns 19.9% of its revenue into net income, against 14.2% for FNWD.
- FNWD carries 10.45 times debt per unit of equity, against 7.28 times for MGYR.
- FNWD yields 1.38% in dividends; MGYR pays none.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FNWD | MGYR |
|---|---|---|
| Market Cap | $188M | $142M |
| P/E Ratio | 23.37x | 13.34x |
| P/B Ratio | 1.06x | 1.12x |
| Dividend Yield | 1.38% | – |
| EPS | $1.86 | $1.65 |
| Book Value/Share | $41.15 | $19.62 |
| Revenue/Share | $15.92 | $9.15 |
| FCF/Share | $3.82 | $2.19 |
Profitability & Margins
| Metric | FNWD | MGYR |
|---|---|---|
| ROE | 5.5% | 9.3% |
| ROA | 0.5% | 1.1% |
| Net Margin | 14.2% | 19.9% |
| EBT Margin | 15.2% | 28.1% |
| Tax Rate | 6.5% | 28.9% |
Financial Health
| Metric | FNWD | MGYR |
|---|---|---|
| D/E Ratio | 10.45x | 7.28x |
| Financial Leverage | 11.45x | 8.28x |
Cash Flow
| Metric | FNWD | MGYR |
|---|---|---|
| Operating Cash Flow | $17M | $15M |
| Free Cash Flow | $17M | $14M |
| Capital Spending | -$760K | -$850K |
| OCF Growth YoY | 115.3% | 78.3% |
| FCF Growth YoY | 141.6% | – |
| FCF/Sales | 24.0% | 23.9% |
| CapEx/Sales | 1.1% | 1.4% |
Operational Efficiency
| Metric | FNWD | MGYR |
|---|---|---|
| Asset Turnover | 0.03x | 0.06x |
| Fixed Assets Turnover | 1.6x | 4.8x |
Income Statement
| Metric | FNWD | MGYR |
|---|---|---|
| Total Revenue | $69M | $59M |
| Net Income | $10M | $12M |
Dividend & Shareholder Information
| Metric | FNWD | MGYR |
|---|---|---|
| Dividends Per Share | $0.60 | – |
| Payout Ratio | 32.3% | – |
| Shares Outstanding | 4M | 6M |
| Net Income Growth | 84.7% | 20.5% |
| EPS Growth | 63.2% | 21.3% |
FNWD vs MGYR: stock comparison and AI forecast
Which is bigger, FNWD or MGYR?
FNWD is 1.3 times larger than MGYR by market capitalization ($188M against $142M).
Which is cheaper on earnings, FNWD or MGYR?
MGYR trades at 13.3 times trailing earnings, FNWD at 23.4 times.
Which stock performed better over the last six months, FNWD or MGYR?
Over the last six months FNWD returned +36.4% and MGYR +24.5%.
Which one does Intratio's AI model rank higher, FNWD or MGYR?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.