FOA vs PFSI: stock comparison and AI forecast
Finance Of America Companies Inc. (FOA) and Pennymac Financial Services, Inc. (PFSI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FOA Finance Of America Companies Inc.
- Market Cap
- $122M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
PFSI Pennymac Financial Services, Inc.
- Market Cap
- $3.49B
- P/E Ratio
- 15.1x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- PFSI is 28.6 times larger than FOA by market capitalization ($3.49B against $122M).
- PFSI yields 1.82% in dividends; FOA pays none.
- Both companies share the SEC industry classification Mortgage Bankers & Loan Correspondents.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FOA | PFSI |
|---|---|---|
| Market Cap | $122M | $3.49B |
| P/E Ratio | – | 15.08x |
| P/B Ratio | – | 0.80x |
| Dividend Yield | – | 1.82% |
| EPS | $-1.22 | $4.45 |
| Book Value/Share | – | $83.86 |
| Revenue/Share | $35.49 | $59.40 |
| FCF/Share | – | $-4.84 |
Profitability & Margins
| Metric | FOA | PFSI |
|---|---|---|
| ROE | – | 5.5% |
| ROA | – | 0.8% |
| Net Margin | – | 7.8% |
| EBT Margin | – | 10.2% |
| Tax Rate | 48.8% | 23.5% |
Financial Health
| Metric | FOA | PFSI |
|---|---|---|
| D/E Ratio | – | 5.87x |
| Financial Leverage | – | 6.87x |
Cash Flow
| Metric | FOA | PFSI |
|---|---|---|
| Operating Cash Flow | -$555M | -$234M |
| Free Cash Flow | – | -$252M |
| Capital Spending | – | -$18M |
| FCF/Sales | – | -8.2% |
| CapEx/Sales | – | 0.6% |
Operational Efficiency
| Metric | FOA | PFSI |
|---|---|---|
| Asset Turnover | – | 0.10x |
| Receivables Turnover | 22.0x | – |
| Fixed Assets Turnover | 59.3x | 137.8x |
| Days Sales Outstanding | 17 days | – |
Income Statement
| Metric | FOA | PFSI |
|---|---|---|
| Total Revenue | $337M | $3.09B |
| Net Income | – | $240M |
Dividend & Shareholder Information
| Metric | FOA | PFSI |
|---|---|---|
| Dividends Per Share | – | $1.22 |
| Payout Ratio | – | 27.4% |
| Shares Outstanding | 10M | 52M |
| Net Income Growth | – | -52.0% |
| EPS Growth | -120.2% | -55.6% |
FOA vs PFSI: stock comparison and AI forecast
Which is bigger, FOA or PFSI?
PFSI is 28.6 times larger than FOA by market capitalization ($3.49B against $122M).
Which one does Intratio's AI model rank higher, FOA or PFSI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.