Intratio
Loading...
Skip to main content
Stock comparison · Signal date 2026-11-06

GABC vs RBCAA: stock comparison and AI forecast

German American Bancorp, Inc. (GABC) and Republic Bancorp Inc /Ky/ (RBCAA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

GABC German American Bancorp, Inc.

Market Cap
$1.88B
P/E Ratio
11.9x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

RBCAA Republic Bancorp Inc /Ky/

Price
$90.91 +18.3% · 6M
Market Cap
$1.78B
P/E Ratio
14.0x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

GABC · RBCAA

Key facts

  • GABC and RBCAA have similar market capitalizations ($1.88B and $1.78B).
  • GABC trades at 11.9 times trailing earnings, RBCAA at 14.0 times.
  • RBCAA turns 30.8% of its revenue into net income, against 28.8% for GABC.
  • GABC carries 6.29 times debt per unit of equity, against 5.08 times for RBCAA.
  • GABC yields 2.42% in dividends and RBCAA 2.05%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricGABCRBCAA
Market Cap$1.88B$1.78B
P/E Ratio11.90x13.97x
P/B Ratio1.63x1.53x
Dividend Yield2.42%2.05%
EPS$4.21$6.51
Book Value/Share$30.71$59.28
Revenue/Share$13.47$21.39
FCF/Share$4.36$7.26

Profitability & Margins

MetricGABCRBCAA
ROE12.6%11.1%
ROA1.7%1.8%
Net Margin28.8%30.8%
EBT Margin36.0%39.3%
Tax Rate20.1%21.7%

Financial Health

MetricGABCRBCAA
D/E Ratio6.29x5.08x
Financial Leverage7.29x6.08x

Cash Flow

MetricGABCRBCAA
Operating Cash Flow$171M$149M
Free Cash Flow$164M$142M
Capital Spending-$7M-$7M
OCF Growth YoY17.7%-6.0%
FCF Growth YoY16.1%-5.1%
FCF/Sales32.4%33.9%
CapEx/Sales1.5%1.6%

Operational Efficiency

MetricGABCRBCAA
Asset Turnover0.06x0.06x
Fixed Assets Turnover3.7x10.3x

Income Statement

MetricGABCRBCAA
Total Revenue$506M$420M
Net Income$146M$129M

Dividend & Shareholder Information

MetricGABCRBCAA
Dividends Per Share$1.21$1.86
Payout Ratio28.7%28.6%
Shares Outstanding38M20M
Net Income Growth45.4%1.4%
EPS Growth31.1%1.1%
FAQ

GABC vs RBCAA: stock comparison and AI forecast

Which is bigger, GABC or RBCAA?

GABC and RBCAA have similar market capitalizations ($1.88B and $1.78B).

Which is cheaper on earnings, GABC or RBCAA?

GABC trades at 11.9 times trailing earnings, RBCAA at 14.0 times.

Which one does Intratio's AI model rank higher, GABC or RBCAA?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

Compare

More comparisons

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.