HBCP vs NECB: stock comparison and AI forecast
Home Bancorp, Inc. (HBCP) and Northeast Community Bancorp, Inc./Md/ (NECB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HBCP Home Bancorp, Inc.
- Market Cap
- $480M
- P/E Ratio
- 10.8x
- Size
- small-cap
- AI Forecast
NECB Northeast Community Bancorp, Inc./Md/
- Price
- $29.00 +18.3% · 6M
- Market Cap
- $399M
- P/E Ratio
- 9.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- HBCP is 1.2 times larger than NECB by market capitalization ($480M against $399M).
- NECB trades at 9.2 times trailing earnings, HBCP at 10.8 times.
- NECB turns 41.1% of its revenue into net income, against 29.1% for HBCP.
- HBCP carries 6.94 times debt per unit of equity, against 4.83 times for NECB.
- NECB yields 3.50% in dividends and HBCP 2.04%.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HBCP | NECB |
|---|---|---|
| Market Cap | $480M | $399M |
| P/E Ratio | 10.75x | 9.20x |
| P/B Ratio | 1.06x | 1.10x |
| Dividend Yield | 2.04% | 3.50% |
| EPS | $5.67 | $3.15 |
| Book Value/Share | $57.57 | $26.34 |
| Revenue/Share | $19.43 | $7.49 |
| FCF/Share | $6.90 | $3.52 |
Profitability & Margins
| Metric | HBCP | NECB |
|---|---|---|
| ROE | 9.8% | 11.7% |
| ROA | 1.2% | 2.0% |
| Net Margin | 29.1% | 41.1% |
| EBT Margin | 36.7% | 58.2% |
| Tax Rate | 20.6% | 29.4% |
Financial Health
| Metric | HBCP | NECB |
|---|---|---|
| D/E Ratio | 6.94x | 4.83x |
| Financial Leverage | 7.94x | 5.83x |
Cash Flow
| Metric | HBCP | NECB |
|---|---|---|
| Operating Cash Flow | $64M | $49M |
| Free Cash Flow | $54M | $48M |
| Capital Spending | -$10M | -$840K |
| OCF Growth YoY | 31.6% | -3.8% |
| FCF Growth YoY | 27.6% | -2.7% |
| FCF/Sales | 35.5% | 47.0% |
| CapEx/Sales | 6.4% | 0.8% |
Operational Efficiency
| Metric | HBCP | NECB |
|---|---|---|
| Asset Turnover | 0.04x | 0.05x |
| Fixed Assets Turnover | 3.0x | 4.1x |
Income Statement
| Metric | HBCP | NECB |
|---|---|---|
| Total Revenue | $153M | $103M |
| Net Income | $44M | $42M |
Dividend & Shareholder Information
| Metric | HBCP | NECB |
|---|---|---|
| Dividends Per Share | $1.25 | $1.01 |
| Payout Ratio | 22.1% | 32.1% |
| Shares Outstanding | 8M | 14M |
| Net Income Growth | 0.4% | -5.0% |
| EPS Growth | 0.9% | -6.5% |
HBCP vs NECB: stock comparison and AI forecast
Which is bigger, HBCP or NECB?
HBCP is 1.2 times larger than NECB by market capitalization ($480M against $399M).
Which is cheaper on earnings, HBCP or NECB?
NECB trades at 9.2 times trailing earnings, HBCP at 10.8 times.
Which one does Intratio's AI model rank higher, HBCP or NECB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.