HCI vs LMND: stock comparison and AI forecast
Hci Group, Inc. (HCI) and Lemonade, Inc. (LMND) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HCI Hci Group, Inc.
- Market Cap
- $2.31B
- P/E Ratio
- 7.5x
- Size
- mid-cap
- AI Forecast
LMND Lemonade, Inc.
- Price
- $39.55 -27.3% · 6M
- Market Cap
- $3.06B
- P/E Ratio
- –
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- LMND is 1.3 times larger than HCI by market capitalization ($3.06B against $2.31B).
- HCI turns 33.5% of its revenue into net income, against -12.9% for LMND.
- LMND carries 3.43 times debt per unit of equity, against 1.33 times for HCI.
- HCI yields 0.88% in dividends; LMND pays none.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HCI | LMND |
|---|---|---|
| Market Cap | $2.31B | $3.06B |
| P/E Ratio | 7.50x | – |
| P/B Ratio | 2.06x | 6.49x |
| Dividend Yield | 0.88% | – |
| EPS | $24.79 | $-2.25 |
| Book Value/Share | $90.14 | $6.10 |
| Revenue/Share | $78.84 | $14.43 |
| FCF/Share | $36.82 | $0.10 |
Profitability & Margins
| Metric | HCI | LMND |
|---|---|---|
| ROE | 29.3% | -30.6% |
| ROA | 12.1% | -6.9% |
| Net Margin | 33.5% | -12.9% |
| EBT Margin | 49.6% | -12.6% |
| Tax Rate | 25.6% | -3.1% |
Financial Health
| Metric | HCI | LMND |
|---|---|---|
| D/E Ratio | 1.33x | 3.43x |
| Financial Leverage | 2.42x | 4.43x |
Cash Flow
| Metric | HCI | LMND |
|---|---|---|
| Operating Cash Flow | $460M | $24M |
| Free Cash Flow | $458M | $7M |
| Capital Spending | -$2M | -$17M |
| OCF Growth YoY | 12.5% | – |
| FCF Growth YoY | 13.3% | – |
| FCF/Sales | 46.7% | 0.7% |
| CapEx/Sales | 0.2% | 1.5% |
Operational Efficiency
| Metric | HCI | LMND |
|---|---|---|
| Asset Turnover | 0.36x | 0.53x |
| Fixed Assets Turnover | 36.5x | 51.2x |
Income Statement
| Metric | HCI | LMND |
|---|---|---|
| Total Revenue | $981M | $1.12B |
| Net Income | $328M | -$145M |
| R&D Expense | – | $111M |
| SG&A Expense | – | $680M |
Dividend & Shareholder Information
| Metric | HCI | LMND |
|---|---|---|
| Dividends Per Share | $1.64 | – |
| Payout Ratio | 6.6% | – |
| Shares Outstanding | 12M | 77M |
| Net Income Growth | 61.0% | – |
| EPS Growth | 57.4% | – |
HCI vs LMND: stock comparison and AI forecast
Which is bigger, HCI or LMND?
LMND is 1.3 times larger than HCI by market capitalization ($3.06B against $2.31B).
Which one does Intratio's AI model rank higher, HCI or LMND?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.