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Stock comparison · Signal date 2026-11-06

HMN vs PLGO: stock comparison and AI forecast

Horace Mann Educators Corp /De/ (HMN) and Pelagos Insurance Capital Ltd (PLGO) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · Fire, Marine & Casualty Insurance

HMN Horace Mann Educators Corp /De/

Price
$53.25 +17.9% · 6M
Market Cap
$2.16B
P/E Ratio
12.7x
Size
mid-cap
AI Forecast
Full analysis →
NYSE · Fire, Marine & Casualty Insurance

PLGO Pelagos Insurance Capital Ltd

Price
$27.73 +31.9% · 6M
Market Cap
$2.29B
P/E Ratio
7.7x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

6M · 2026-05-07 → 2026-11-06

Six-month price performance

Closing prices rebased to 100 at the start of the window.

100110120130
HMN +17.9% PLGO +31.9%
HMN · PLGO

Key facts

  • HMN and PLGO have similar market capitalizations ($2.16B and $2.29B).
  • PLGO trades at 7.7 times trailing earnings, HMN at 12.7 times.
  • Over the last six months PLGO returned +31.9% and HMN +17.9%.
  • PLGO turns 15.9% of its revenue into net income, against 10.2% for HMN.
  • HMN carries 9.84 times debt per unit of equity, against 5.30 times for PLGO.
  • HMN yields 2.68% in dividends and PLGO 2.45%.
  • Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricHMNPLGO
Market Cap$2.16B$2.29B
P/E Ratio12.65x7.70x
P/B Ratio1.52x1.03x
Dividend Yield2.68%2.45%
EPS$4.21$3.60
Book Value/Share$35.09$26.84
Revenue/Share$43.13$30.38
FCF/Share–$7.62

Profitability & Margins

MetricHMNPLGO
ROE12.5%18.1%
ROA1.1%2.9%
Net Margin10.2%15.9%
EBT Margin12.4%18.3%
Tax Rate18.4%12.8%

Financial Health

MetricHMNPLGO
D/E Ratio9.84x5.30x
Financial Leverage10.84x6.30x

Cash Flow

MetricHMNPLGO
Operating Cash Flow$527M$632M
Free Cash Flow–$630M
Capital Spending–-$2M
OCF Growth YoY-14.6%–
FCF/Sales–25.1%
CapEx/Sales–0.1%

Operational Efficiency

MetricHMNPLGO
Asset Turnover0.11x0.18x

Income Statement

MetricHMNPLGO
Total Revenue$1.75B$2.51B
Net Income$178M$401M

Dividend & Shareholder Information

MetricHMNPLGO
Dividends Per Share$1.43$0.68
Payout Ratio34.0%18.9%
Shares Outstanding40M83M
Net Income Growth8.2%–
EPS Growth12.0%414.3%
FAQ

HMN vs PLGO: stock comparison and AI forecast

Which is bigger, HMN or PLGO?

HMN and PLGO have similar market capitalizations ($2.16B and $2.29B).

Which is cheaper on earnings, HMN or PLGO?

PLGO trades at 7.7 times trailing earnings, HMN at 12.7 times.

Which stock performed better over the last six months, HMN or PLGO?

Over the last six months PLGO returned +31.9% and HMN +17.9%.

Which one does Intratio's AI model rank higher, HMN or PLGO?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.