HSBC vs PFS: stock comparison and AI forecast
Hsbc Holdings Plc (HSBC) and Provident Financial Services Inc (PFS) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HSBC Hsbc Holdings Plc
- Price
- $88.06 -1.0% · 6M
- Market Cap
- $311.71B
- P/E Ratio
- 22.2x
- Size
- mega-cap
- AI Forecast
PFS Provident Financial Services Inc
- Price
- $22.96 +2.1% · 6M
- Market Cap
- $2.99B
- P/E Ratio
- 10.2x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- HSBC is 104.1 times larger than PFS by market capitalization ($311.71B against $2.99B).
- PFS trades at 10.2 times trailing earnings, HSBC at 22.2 times.
- Over the last six months PFS returned +2.1% and HSBC -1.0%.
- HSBC carries 15.27 times debt per unit of equity, against 8.02 times for PFS.
- PFS yields 4.15% in dividends; HSBC pays none.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HSBC | PFS |
|---|---|---|
| Market Cap | $311.71B | $2.99B |
| P/E Ratio | 22.18x | 10.16x |
| P/B Ratio | – | 1.05x |
| Dividend Yield | – | 4.15% |
| EPS | $3.97 | $2.26 |
| Book Value/Share | – | $21.96 |
| Revenue/Share | – | $7.00 |
| FCF/Share | $37.06 | $2.31 |
Profitability & Margins
| Metric | HSBC | PFS |
|---|---|---|
| ROE | – | 10.8% |
| ROA | – | 1.2% |
| Net Margin | – | 34.0% |
| EBT Margin | – | 46.1% |
| Tax Rate | 21.4% | 26.4% |
Financial Health
| Metric | HSBC | PFS |
|---|---|---|
| D/E Ratio | 15.27x | 8.02x |
| Financial Leverage | 16.31x | 9.02x |
Cash Flow
| Metric | HSBC | PFS |
|---|---|---|
| Operating Cash Flow | $134.95B | $329M |
| Free Cash Flow | $131.19B | $302M |
| Capital Spending | -$3.76B | -$27M |
| OCF Growth YoY | -5.5% | -46.4% |
| FCF Growth YoY | 0.0% | -50.4% |
| FCF/Sales | – | 33.0% |
| CapEx/Sales | – | 3.0% |
Operational Efficiency
| Metric | HSBC | PFS |
|---|---|---|
| Asset Turnover | – | 0.04x |
| Fixed Assets Turnover | – | 7.9x |
Income Statement
| Metric | HSBC | PFS |
|---|---|---|
| Total Revenue | – | $913M |
| Operating Income | $92.48B | – |
| Net Income | – | $310M |
| SG&A Expense | $32.49B | – |
Dividend & Shareholder Information
| Metric | HSBC | PFS |
|---|---|---|
| Dividends Per Share | – | $0.95 |
| Payout Ratio | – | 42.0% |
| Shares Outstanding | 3540M | 130M |
| Net Income Growth | – | 21.0% |
| EPS Growth | 26.0% | 26.3% |
HSBC vs PFS: stock comparison and AI forecast
Which is bigger, HSBC or PFS?
HSBC is 104.1 times larger than PFS by market capitalization ($311.71B against $2.99B).
Which is cheaper on earnings, HSBC or PFS?
PFS trades at 10.2 times trailing earnings, HSBC at 22.2 times.
Which stock performed better over the last six months, HSBC or PFS?
Over the last six months PFS returned +2.1% and HSBC -1.0%.
Which one does Intratio's AI model rank higher, HSBC or PFS?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.