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Stock comparison · Signal date 2026-11-06

IPSI vs PTRN: stock comparison and AI forecast

Innovative Payment Solutions, Inc. (IPSI) and Pattern Group Inc. (PTRN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
OTC · Retail-Catalog & Mail-Order Houses

IPSI Innovative Payment Solutions, Inc.

Price
$0.00 -75.0% · 6M
Market Cap
n/a
P/E Ratio
–
AI Forecast
Full analysis →
Nasdaq · Retail-Catalog & Mail-Order Houses

PTRN Pattern Group Inc.

Price
$17.25 +1.8% · 6M
Market Cap
$3.05B
P/E Ratio
17.1x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

6M · 2026-05-07 → 2026-11-06

Six-month price performance

Closing prices rebased to 100 at the start of the window.

3570105140175
IPSI -75.0% PTRN +1.8%
IPSI · PTRN

Key facts

  • Over the last six months PTRN returned +1.8% and IPSI -75.0%.
  • Both companies share the SEC industry classification Retail-Catalog & Mail-Order Houses.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricIPSIPTRN
Market Cap–$3.05B
P/E Ratio–17.08x
P/B Ratio–4.62x
EPS$0.08$1.01
Book Value/Share–$3.73
Revenue/Share–$24.86
FCF/Share–$0.60

Profitability & Margins

MetricIPSIPTRN
ROE–24.8%
ROA68.6%14.7%
ROIC15.7%27.8%
Gross Margin–43.6%
Operating Margin–4.5%
Net Margin–3.7%
EBT Margin–3.9%
Tax Rate–26.4%

Financial Health

MetricIPSIPTRN
Current Ratio0.00x2.32x
Quick Ratio–1.40x
D/E Ratio–0.69x
Financial Leverage–1.69x
Interest Coverage-5.8x–
Working Capital-$23M$529M

Cash Flow

MetricIPSIPTRN
Operating Cash Flow-$820K$142M
Free Cash Flow–$106M
Capital Spending–-$36M
FCF/Sales–2.4%
CapEx/Sales–0.8%

Operational Efficiency

MetricIPSIPTRN
Asset Turnover–3.95x
Receivables Turnover–23.4x
Inventory Turnover–6.8x
Fixed Assets Turnover–75.3x
Days Sales Outstanding–16 days
Days Inventory–54 days
Payables Period–48 days
Cash Conversion Cycle–22 days

Income Statement

MetricIPSIPTRN
Total Revenue–$4.40B
Operating Income-$2M$198M
Net Income$7M$164M
R&D Expense–$61M
SG&A Expense–$1.77B
Cost of Goods Sold–$2.48B

Dividend & Shareholder Information

MetricIPSIPTRN
Shares Outstanding–177M
FAQ

IPSI vs PTRN: stock comparison and AI forecast

Which stock performed better over the last six months, IPSI or PTRN?

Over the last six months PTRN returned +1.8% and IPSI -75.0%.

Which one does Intratio's AI model rank higher, IPSI or PTRN?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.