ISBA vs MVBF: stock comparison and AI forecast
Isabella Bank Corp (ISBA) and Mvb Financial Corp (MVBF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ISBA Isabella Bank Corp
- Price
- $40.64 -2.2% · 6M
- Market Cap
- $311M
- P/E Ratio
- 14.9x
- Size
- small-cap
- AI Forecast
MVBF Mvb Financial Corp
- Price
- $25.57 -3.1% · 6M
- Market Cap
- $332M
- P/E Ratio
- 15.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- ISBA and MVBF have similar market capitalizations ($311M and $332M).
- ISBA trades at 14.9 times trailing earnings, MVBF at 15.0 times.
- Over the last six months ISBA returned -2.2% and MVBF -3.1%.
- ISBA turns 24.6% of its revenue into net income, against -0.1% for MVBF.
- MVBF carries 9.66 times debt per unit of equity, against 8.12 times for ISBA.
- MVBF yields 2.63% in dividends and ISBA 2.62%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ISBA | MVBF |
|---|---|---|
| Market Cap | $311M | $332M |
| P/E Ratio | 14.94x | 15.04x |
| P/B Ratio | 1.27x | 1.01x |
| Dividend Yield | 2.62% | 2.63% |
| EPS | $2.72 | $1.70 |
| Book Value/Share | $32.10 | $25.42 |
| Revenue/Share | $11.35 | $11.46 |
| FCF/Share | $3.40 | $-2.73 |
Profitability & Margins
| Metric | ISBA | MVBF |
|---|---|---|
| ROE | 8.7% | -0.1% |
| ROA | 0.9% | -0.0% |
| Net Margin | 24.6% | -0.1% |
| EBT Margin | 31.3% | 19.4% |
| Tax Rate | 30.8% | 23.2% |
Financial Health
| Metric | ISBA | MVBF |
|---|---|---|
| D/E Ratio | 8.12x | 9.66x |
| Financial Leverage | 9.12x | 10.66x |
Cash Flow
| Metric | ISBA | MVBF |
|---|---|---|
| Operating Cash Flow | $28M | -$34M |
| Free Cash Flow | $26M | -$35M |
| Capital Spending | -$2M | -$1M |
| OCF Growth YoY | 26.8% | -505.6% |
| FCF Growth YoY | 35.0% | -612.3% |
| FCF/Sales | 30.0% | -23.8% |
| CapEx/Sales | 2.7% | 0.8% |
Operational Efficiency
| Metric | ISBA | MVBF |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 3.0x | 15.3x |
Income Statement
| Metric | ISBA | MVBF |
|---|---|---|
| Total Revenue | $87M | $149M |
| Net Income | $21M | -$220K |
| R&D Expense | – | $9M |
Dividend & Shareholder Information
| Metric | ISBA | MVBF |
|---|---|---|
| Dividends Per Share | $1.07 | $0.67 |
| Payout Ratio | 39.3% | 39.4% |
| Shares Outstanding | 8M | 13M |
| Net Income Growth | 17.1% | -101.4% |
| EPS Growth | -3.2% | -36.8% |
ISBA vs MVBF: stock comparison and AI forecast
Which is bigger, ISBA or MVBF?
ISBA and MVBF have similar market capitalizations ($311M and $332M).
Which is cheaper on earnings, ISBA or MVBF?
ISBA trades at 14.9 times trailing earnings, MVBF at 15.0 times.
Which stock performed better over the last six months, ISBA or MVBF?
Over the last six months ISBA returned -2.2% and MVBF -3.1%.
Which one does Intratio's AI model rank higher, ISBA or MVBF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.