KINS vs NODK: stock comparison and AI forecast
Kingstone Companies, Inc. (KINS) and Ni Holdings, Inc. (NODK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
KINS Kingstone Companies, Inc.
- Price
- $18.96 +17.4% · 6M
- Market Cap
- $274M
- P/E Ratio
- 6.0x
- Size
- small-cap
- AI Forecast
NODK Ni Holdings, Inc.
- Price
- $15.39 +19.1% · 6M
- Market Cap
- $314M
- P/E Ratio
- 192.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- NODK is 1.1 times larger than KINS by market capitalization ($314M against $274M).
- KINS trades at 6.0 times trailing earnings, NODK at 192.4 times.
- Over the last six months NODK returned +19.1% and KINS +17.4%.
- KINS carries 2.70 times debt per unit of equity, against 1.18 times for NODK.
- KINS yields 1.04% in dividends; NODK pays none.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | KINS | NODK |
|---|---|---|
| Market Cap | $274M | $314M |
| P/E Ratio | 6.02x | 192.42x |
| P/B Ratio | 2.13x | 1.26x |
| Dividend Yield | 1.04% | – |
| EPS | $3.15 | $0.08 |
| Book Value/Share | $8.92 | $12.22 |
| Revenue/Share | $16.42 | $13.10 |
| FCF/Share | $5.74 | $-1.60 |
Profitability & Margins
| Metric | KINS | NODK |
|---|---|---|
| ROE | 27.3% | – |
| ROA | 7.4% | – |
| Gross Margin | – | 25.5% |
| Net Margin | 14.8% | – |
| EBT Margin | 18.6% | 4.2% |
| Tax Rate | 20.3% | 30.0% |
Financial Health
| Metric | KINS | NODK |
|---|---|---|
| D/E Ratio | 2.70x | 1.18x |
| Financial Leverage | 3.70x | 2.18x |
Cash Flow
| Metric | KINS | NODK |
|---|---|---|
| Operating Cash Flow | $86M | -$33M |
| Free Cash Flow | $83M | -$33M |
| Capital Spending | -$3M | -$100K |
| OCF Growth YoY | 19.9% | -262.3% |
| FCF Growth YoY | 20.2% | -267.3% |
| FCF/Sales | 35.0% | -12.2% |
| CapEx/Sales | 1.3% | 0.0% |
Operational Efficiency
| Metric | KINS | NODK |
|---|---|---|
| Asset Turnover | 0.50x | 0.49x |
| Receivables Turnover | – | 16.3x |
| Fixed Assets Turnover | 29.1x | 41.2x |
| Days Sales Outstanding | – | 22 days |
Income Statement
| Metric | KINS | NODK |
|---|---|---|
| Total Revenue | $238M | $267M |
| Net Income | $35M | – |
| Cost of Goods Sold | – | $199M |
Dividend & Shareholder Information
| Metric | KINS | NODK |
|---|---|---|
| Dividends Per Share | $0.20 | – |
| Payout Ratio | 6.3% | – |
| Shares Outstanding | 14M | 20M |
| Net Income Growth | 21.8% | – |
| EPS Growth | 66.7% | – |
KINS vs NODK: stock comparison and AI forecast
Which is bigger, KINS or NODK?
NODK is 1.1 times larger than KINS by market capitalization ($314M against $274M).
Which is cheaper on earnings, KINS or NODK?
KINS trades at 6.0 times trailing earnings, NODK at 192.4 times.
Which stock performed better over the last six months, KINS or NODK?
Over the last six months NODK returned +19.1% and KINS +17.4%.
Which one does Intratio's AI model rank higher, KINS or NODK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.