LDI vs SNFCA: stock comparison and AI forecast
Loandepot, Inc. (LDI) and Security National Financial Corp (SNFCA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
LDI Loandepot, Inc.
- Market Cap
- $216M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
SNFCA Security National Financial Corp
- Market Cap
- $256M
- P/E Ratio
- 7.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- SNFCA is 1.2 times larger than LDI by market capitalization ($256M against $216M).
- SNFCA turns 11.1% of its revenue into net income, against -4.8% for LDI.
- LDI carries 31.65 times debt per unit of equity, against 2.72 times for SNFCA.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | LDI | SNFCA |
|---|---|---|
| Market Cap | $216M | $256M |
| P/E Ratio | – | 6.98x |
| P/B Ratio | 1.08x | 0.59x |
| EPS | $-0.36 | $1.34 |
| Book Value/Share | $0.59 | $15.82 |
| Revenue/Share | $4.17 | $12.27 |
| FCF/Share | $-0.82 | $2.90 |
Profitability & Margins
| Metric | LDI | SNFCA |
|---|---|---|
| ROE | -34.6% | 8.6% |
| ROA | -1.0% | 2.3% |
| Gross Margin | – | 98.6% |
| Net Margin | -4.8% | 11.1% |
| EBT Margin | -9.1% | 14.3% |
| Tax Rate | 15.9% | 22.6% |
Financial Health
| Metric | LDI | SNFCA |
|---|---|---|
| D/E Ratio | 31.65x | 2.72x |
| Financial Leverage | 33.31x | 3.72x |
Cash Flow
| Metric | LDI | SNFCA |
|---|---|---|
| Operating Cash Flow | $31M | $81M |
| Free Cash Flow | -$276M | $79M |
| Capital Spending | -$307M | -$1M |
| OCF Growth YoY | – | 57.6% |
| FCF Growth YoY | – | 64.5% |
| FCF/Sales | -19.6% | 23.6% |
| CapEx/Sales | 21.8% | 0.4% |
Operational Efficiency
| Metric | LDI | SNFCA |
|---|---|---|
| Asset Turnover | 0.21x | 0.21x |
| Receivables Turnover | – | 19.7x |
| Fixed Assets Turnover | 21.5x | 19.1x |
| Days Sales Outstanding | – | 18 days |
Income Statement
| Metric | LDI | SNFCA |
|---|---|---|
| Total Revenue | $1.41B | $336M |
| Net Income | -$70M | $37M |
| Cost of Goods Sold | – | $5M |
Dividend & Shareholder Information
| Metric | LDI | SNFCA |
|---|---|---|
| Shares Outstanding | 338M | 27M |
| Net Income Growth | – | 64.8% |
| EPS Growth | – | 26.4% |
LDI vs SNFCA: stock comparison and AI forecast
Which is bigger, LDI or SNFCA?
SNFCA is 1.2 times larger than LDI by market capitalization ($256M against $216M).
Which one does Intratio's AI model rank higher, LDI or SNFCA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.