LOB vs OBK: stock comparison and AI forecast
Live Oak Bancshares, Inc. (LOB) and Origin Bancorp, Inc. (OBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
LOB Live Oak Bancshares, Inc.
- Price
- $33.92 -9.9% · 6M
- Market Cap
- $1.57B
- P/E Ratio
- 21.8x
- Size
- small-cap
- AI Forecast
OBK Origin Bancorp, Inc.
- Price
- $53.24 +14.2% · 6M
- Market Cap
- $1.64B
- P/E Ratio
- 11.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- LOB and OBK have similar market capitalizations ($1.57B and $1.64B).
- OBK trades at 11.0 times trailing earnings, LOB at 21.8 times.
- Over the last six months OBK returned +14.2% and LOB -9.9%.
- LOB carries 11.96 times debt per unit of equity, against 7.00 times for OBK.
- OBK yields 1.52% in dividends; LOB pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | LOB | OBK |
|---|---|---|
| Market Cap | $1.57B | $1.64B |
| P/E Ratio | 21.75x | 10.98x |
| P/B Ratio | 1.20x | 1.30x |
| Dividend Yield | – | 1.52% |
| EPS | $1.56 | $4.85 |
| Book Value/Share | $28.27 | $40.96 |
| Revenue/Share | – | $13.53 |
| FCF/Share | – | $4.83 |
Profitability & Margins
| Metric | LOB | OBK |
|---|---|---|
| ROE | – | 8.1% |
| ROA | – | 1.0% |
| Net Margin | – | 31.6% |
| EBT Margin | 30.6% | 51.0% |
| Tax Rate | 23.6% | 21.4% |
Financial Health
| Metric | LOB | OBK |
|---|---|---|
| D/E Ratio | 11.96x | 7.00x |
| Financial Leverage | 12.97x | 8.00x |
Cash Flow
| Metric | LOB | OBK |
|---|---|---|
| Operating Cash Flow | $453M | $170M |
| Free Cash Flow | – | $149M |
| Capital Spending | – | -$21M |
| OCF Growth YoY | -17.6% | 16.7% |
| FCF Growth YoY | – | 9.8% |
| FCF/Sales | – | 35.7% |
| CapEx/Sales | – | 5.0% |
Operational Efficiency
| Metric | LOB | OBK |
|---|---|---|
| Asset Turnover | – | 0.04x |
| Fixed Assets Turnover | – | 3.1x |
Income Statement
| Metric | LOB | OBK |
|---|---|---|
| Total Revenue | – | $417M |
| Net Income | – | $102M |
Dividend & Shareholder Information
| Metric | LOB | OBK |
|---|---|---|
| Dividends Per Share | – | $0.81 |
| Payout Ratio | – | 16.7% |
| Shares Outstanding | 46M | 31M |
| Net Income Growth | – | 19.3% |
| EPS Growth | 20.0% | 152.6% |
LOB vs OBK: stock comparison and AI forecast
Which is bigger, LOB or OBK?
LOB and OBK have similar market capitalizations ($1.57B and $1.64B).
Which is cheaper on earnings, LOB or OBK?
OBK trades at 11.0 times trailing earnings, LOB at 21.8 times.
Which stock performed better over the last six months, LOB or OBK?
Over the last six months OBK returned +14.2% and LOB -9.9%.
Which one does Intratio's AI model rank higher, LOB or OBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.