MSTR vs SOFI: stock comparison and AI forecast
Strategy Inc (MSTR) and Sofi Technologies, Inc. (SOFI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
MSTR Strategy Inc
- Price
- $128.93 -28.3% · 6M
- Market Cap
- $54.45B
- P/E Ratio
- –
- Size
- large-cap
- AI Forecast
SOFI Sofi Technologies, Inc.
- Price
- $16.04 +0.2% · 6M
- Market Cap
- $20.72B
- P/E Ratio
- 34.9x
- Size
- large-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- MSTR is 2.6 times larger than SOFI by market capitalization ($54.45B against $20.72B).
- Over the last six months SOFI returned +0.2% and MSTR -28.3%.
- SOFI turns 12.1% of its revenue into net income, against -2760.3% for MSTR.
- SOFI carries 5.00 times debt per unit of equity, against 0.16 times for MSTR.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | MSTR | SOFI |
|---|---|---|
| Market Cap | $54.45B | $20.72B |
| P/E Ratio | – | 34.87x |
| P/B Ratio | 0.98x | 1.83x |
| EPS | $-57.71 | $0.46 |
| Book Value/Share | $131.28 | $8.75 |
| Revenue/Share | $1.17 | $4.73 |
| FCF/Share | $-0.03 | $-8.16 |
Profitability & Margins
| Metric | MSTR | SOFI |
|---|---|---|
| ROE | -24.6% | 6.5% |
| ROA | -17.7% | 1.1% |
| ROIC | -25.6% | – |
| Gross Margin | 67.8% | 87.8% |
| Operating Margin | -3905.9% | – |
| Net Margin | -2760.3% | 12.1% |
| EBT Margin | -3878.5% | 14.8% |
| Tax Rate | 28.8% | 18.6% |
Financial Health
| Metric | MSTR | SOFI |
|---|---|---|
| Current Ratio | 4.04x | – |
| D/E Ratio | 0.16x | 5.00x |
| Financial Leverage | 1.39x | 6.00x |
| Interest Coverage | -375.0x | – |
| Working Capital | $4.60B | – |
Cash Flow
| Metric | MSTR | SOFI |
|---|---|---|
| Operating Cash Flow | -$7M | -$10.21B |
| Free Cash Flow | -$11M | -$10.54B |
| Capital Spending | -$4M | -$332M |
| FCF/Sales | -2.2% | -172.4% |
| CapEx/Sales | 0.8% | 5.4% |
Operational Efficiency
| Metric | MSTR | SOFI |
|---|---|---|
| Asset Turnover | 0.01x | 0.09x |
| Receivables Turnover | 3.8x | – |
| Fixed Assets Turnover | 18.2x | 10.9x |
| Days Sales Outstanding | 96 days | – |
Income Statement
| Metric | MSTR | SOFI |
|---|---|---|
| Total Revenue | $495M | $6.11B |
| Operating Income | -$19.34B | – |
| Net Income | -$13.67B | $738M |
| R&D Expense | $95M | $749M |
| SG&A Expense | $348M | $2.82B |
| Cost of Goods Sold | $159M | $743M |
Dividend & Shareholder Information
| Metric | MSTR | SOFI |
|---|---|---|
| Shares Outstanding | 422M | 1292M |
| Net Income Growth | -272.6% | 15.2% |
| EPS Growth | -385.8% | 2.2% |
MSTR vs SOFI: stock comparison and AI forecast
Which is bigger, MSTR or SOFI?
MSTR is 2.6 times larger than SOFI by market capitalization ($54.45B against $20.72B).
Which stock performed better over the last six months, MSTR or SOFI?
Over the last six months SOFI returned +0.2% and MSTR -28.3%.
Which one does Intratio's AI model rank higher, MSTR or SOFI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.