NBHC vs OCFC: stock comparison and AI forecast
National Bank Holdings Corp (NBHC) and Oceanfirst Financial Corp (OCFC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
NBHC National Bank Holdings Corp
- Price
- $37.23 -13.0% · 6M
- Market Cap
- $1.66B
- P/E Ratio
- 26.0x
- Size
- small-cap
- AI Forecast
OCFC Oceanfirst Financial Corp
- Price
- $18.13 -4.0% · 6M
- Market Cap
- $1.75B
- P/E Ratio
- 17.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- NBHC and OCFC have similar market capitalizations ($1.66B and $1.75B).
- OCFC trades at 17.4 times trailing earnings, NBHC at 26.0 times.
- Over the last six months OCFC returned -4.0% and NBHC -13.0%.
- NBHC turns 110.1% of its revenue into net income, against 18.5% for OCFC.
- OCFC carries 7.72 times debt per unit of equity, against 6.83 times for NBHC.
- NBHC yields 3.35% in dividends and OCFC 3.09%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | NBHC | OCFC |
|---|---|---|
| Market Cap | $1.66B | $1.75B |
| P/E Ratio | 26.03x | 17.43x |
| P/B Ratio | 1.02x | 1.05x |
| Dividend Yield | 3.35% | 3.09% |
| EPS | $1.43 | $1.04 |
| Book Value/Share | $36.50 | $17.27 |
| Revenue/Share | $1.11 | $5.27 |
| FCF/Share | – | $2.25 |
Profitability & Margins
| Metric | NBHC | OCFC |
|---|---|---|
| ROE | 3.4% | 4.5% |
| ROA | 0.4% | – |
| Net Margin | 110.1% | 18.5% |
| EBT Margin | 132.5% | 17.6% |
| Tax Rate | 16.9% | 33.6% |
Financial Health
| Metric | NBHC | OCFC |
|---|---|---|
| D/E Ratio | 6.83x | 7.72x |
| Financial Leverage | 7.83x | – |
Cash Flow
| Metric | NBHC | OCFC |
|---|---|---|
| Operating Cash Flow | $182M | $229M |
| Free Cash Flow | – | $218M |
| Capital Spending | – | -$11M |
| OCF Growth YoY | 6.8% | 138.8% |
| FCF Growth YoY | – | 143.2% |
| FCF/Sales | – | 42.8% |
| CapEx/Sales | – | 2.2% |
Operational Efficiency
| Metric | NBHC | OCFC |
|---|---|---|
| Asset Turnover | 0.00x | – |
| Fixed Assets Turnover | 0.2x | 4.0x |
Income Statement
| Metric | NBHC | OCFC |
|---|---|---|
| Total Revenue | $50M | $510M |
| Net Income | $55M | $75M |
Dividend & Shareholder Information
| Metric | NBHC | OCFC |
|---|---|---|
| Dividends Per Share | $1.25 | $0.56 |
| Payout Ratio | 87.4% | 53.9% |
| Shares Outstanding | 45M | 97M |
| Net Income Growth | -55.2% | -6.5% |
| EPS Growth | -57.2% | -32.0% |
NBHC vs OCFC: stock comparison and AI forecast
Which is bigger, NBHC or OCFC?
NBHC and OCFC have similar market capitalizations ($1.66B and $1.75B).
Which is cheaper on earnings, NBHC or OCFC?
OCFC trades at 17.4 times trailing earnings, NBHC at 26.0 times.
Which stock performed better over the last six months, NBHC or OCFC?
Over the last six months OCFC returned -4.0% and NBHC -13.0%.
Which one does Intratio's AI model rank higher, NBHC or OCFC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.