NBTB vs NWBI: stock comparison and AI forecast
Nbt Bancorp Inc (NBTB) and Northwest Bancshares, Inc. (NWBI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
NBTB Nbt Bancorp Inc
- Market Cap
- $2.75B
- P/E Ratio
- 13.2x
- Size
- mid-cap
- AI Forecast
NWBI Northwest Bancshares, Inc.
- Price
- $15.31 +10.7% · 6M
- Market Cap
- $2.24B
- P/E Ratio
- 12.4x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- NBTB is 1.2 times larger than NWBI by market capitalization ($2.75B against $2.24B).
- NWBI trades at 12.3 times trailing earnings, NBTB at 13.2 times.
- NWBI turns 28.9% of its revenue into net income, against 25.0% for NBTB.
- NWBI carries 8.15 times debt per unit of equity, against 7.85 times for NBTB.
- NWBI yields 5.25% in dividends and NBTB 2.86%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | NBTB | NWBI |
|---|---|---|
| Market Cap | $2.75B | $2.24B |
| P/E Ratio | 13.24x | 12.35x |
| P/B Ratio | 1.75x | 1.18x |
| Dividend Yield | 2.86% | 5.25% |
| EPS | $3.99 | $1.24 |
| Book Value/Share | $30.13 | $12.92 |
| Revenue/Share | $14.09 | $4.73 |
| FCF/Share | $4.53 | $0.81 |
Profitability & Margins
| Metric | NBTB | NWBI |
|---|---|---|
| ROE | 9.4% | 10.6% |
| ROA | – | 1.2% |
| Net Margin | 25.0% | 28.9% |
| EBT Margin | 47.8% | 37.9% |
| Tax Rate | 22.7% | 23.6% |
Financial Health
| Metric | NBTB | NWBI |
|---|---|---|
| D/E Ratio | 7.85x | 8.15x |
| Financial Leverage | – | 9.15x |
Cash Flow
| Metric | NBTB | NWBI |
|---|---|---|
| Operating Cash Flow | $257M | $138M |
| Free Cash Flow | $235M | $118M |
| Capital Spending | -$22M | -$20M |
| OCF Growth YoY | 17.9% | 97.1% |
| FCF Growth YoY | 16.4% | 100.9% |
| FCF/Sales | 32.2% | 17.1% |
| CapEx/Sales | 3.0% | 2.9% |
Operational Efficiency
| Metric | NBTB | NWBI |
|---|---|---|
| Asset Turnover | – | 0.04x |
| Fixed Assets Turnover | 7.6x | 4.7x |
Income Statement
| Metric | NBTB | NWBI |
|---|---|---|
| Total Revenue | $732M | $693M |
| Net Income | $147M | $201M |
Dividend & Shareholder Information
| Metric | NBTB | NWBI |
|---|---|---|
| Dividends Per Share | $1.51 | $0.80 |
| Payout Ratio | 37.8% | 64.5% |
| Shares Outstanding | 52M | 146M |
| Net Income Growth | 0.5% | 77.4% |
| EPS Growth | 35.2% | 125.5% |
NBTB vs NWBI: stock comparison and AI forecast
Which is bigger, NBTB or NWBI?
NBTB is 1.2 times larger than NWBI by market capitalization ($2.75B against $2.24B).
Which is cheaper on earnings, NBTB or NWBI?
NWBI trades at 12.3 times trailing earnings, NBTB at 13.2 times.
Which one does Intratio's AI model rank higher, NBTB or NWBI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.