NIC vs PRK: stock comparison and AI forecast
Nicolet Bankshares Inc (NIC) and Park National Corp /Oh/ (PRK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
NIC Nicolet Bankshares Inc
- Market Cap
- $3.60B
- P/E Ratio
- 21.1x
- Size
- mid-cap
- AI Forecast
PRK Park National Corp /Oh/
- Price
- $179.70 +2.8% · 6M
- Market Cap
- $3.25B
- P/E Ratio
- 15.8x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- NIC is 1.1 times larger than PRK by market capitalization ($3.60B against $3.25B).
- PRK trades at 15.8 times trailing earnings, NIC at 21.1 times.
- NIC turns 30.3% of its revenue into net income, against 22.9% for PRK.
- PRK carries 6.64 times debt per unit of equity, against 5.74 times for NIC.
- PRK yields 3.01% in dividends and NIC 0.75%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | NIC | PRK |
|---|---|---|
| Market Cap | $3.60B | $3.25B |
| P/E Ratio | 21.09x | 15.81x |
| P/B Ratio | 1.61x | 1.91x |
| Dividend Yield | 0.75% | 3.01% |
| EPS | $8.21 | $11.37 |
| Book Value/Share | $107.47 | $94.10 |
| Revenue/Share | $27.94 | $43.13 |
| FCF/Share | $9.44 | $10.59 |
Profitability & Margins
| Metric | NIC | PRK |
|---|---|---|
| ROE | 7.9% | 9.9% |
| ROA | 1.2% | – |
| Net Margin | 30.3% | 22.9% |
| EBT Margin | 38.4% | 35.2% |
| Tax Rate | 21.0% | 18.6% |
Financial Health
| Metric | NIC | PRK |
|---|---|---|
| D/E Ratio | 5.74x | 6.64x |
| Financial Leverage | 6.74x | – |
Cash Flow
| Metric | NIC | PRK |
|---|---|---|
| Operating Cash Flow | $209M | $212M |
| Free Cash Flow | $196M | $191M |
| Capital Spending | -$13M | -$21M |
| OCF Growth YoY | 30.9% | 12.1% |
| FCF Growth YoY | 28.6% | 4.3% |
| FCF/Sales | 33.8% | 24.6% |
| CapEx/Sales | 2.2% | 2.7% |
Operational Efficiency
| Metric | NIC | PRK |
|---|---|---|
| Asset Turnover | 0.04x | – |
| Fixed Assets Turnover | 3.0x | 7.8x |
Income Statement
| Metric | NIC | PRK |
|---|---|---|
| Total Revenue | $581M | $779M |
| Net Income | $176M | $168M |
Dividend & Shareholder Information
| Metric | NIC | PRK |
|---|---|---|
| Dividends Per Share | $1.30 | $5.42 |
| Payout Ratio | 15.8% | 47.7% |
| Shares Outstanding | 21M | 18M |
| Net Income Growth | 21.6% | -4.8% |
| EPS Growth | -12.3% | 4.6% |
NIC vs PRK: stock comparison and AI forecast
Which is bigger, NIC or PRK?
NIC is 1.1 times larger than PRK by market capitalization ($3.60B against $3.25B).
Which is cheaper on earnings, NIC or PRK?
PRK trades at 15.8 times trailing earnings, NIC at 21.1 times.
Which one does Intratio's AI model rank higher, NIC or PRK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.