NIC vs WSFS: stock comparison and AI forecast
Nicolet Bankshares Inc (NIC) and Wsfs Financial Corp (WSFS) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
NIC Nicolet Bankshares Inc
- Price
- $173.12 +18.0% · 6M
- Market Cap
- $3.60B
- P/E Ratio
- 21.1x
- Size
- mid-cap
- AI Forecast
WSFS Wsfs Financial Corp
- Price
- $78.94 +9.5% · 6M
- Market Cap
- $4.03B
- P/E Ratio
- 12.4x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- WSFS is 1.1 times larger than NIC by market capitalization ($4.03B against $3.60B).
- WSFS trades at 12.4 times trailing earnings, NIC at 21.1 times.
- Over the last six months NIC returned +18.0% and WSFS +9.5%.
- NIC turns 30.3% of its revenue into net income, against 27.6% for WSFS.
- WSFS carries 6.70 times debt per unit of equity, against 5.74 times for NIC.
- WSFS yields 0.96% in dividends and NIC 0.75%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | NIC | WSFS |
|---|---|---|
| Market Cap | $3.60B | $4.03B |
| P/E Ratio | 21.09x | 12.43x |
| P/B Ratio | 1.61x | 1.51x |
| Dividend Yield | 0.75% | 0.96% |
| EPS | $8.21 | $6.35 |
| Book Value/Share | $107.47 | $52.29 |
| Revenue/Share | $27.94 | $21.39 |
| FCF/Share | $9.44 | $5.60 |
Profitability & Margins
| Metric | NIC | WSFS |
|---|---|---|
| ROE | 7.9% | 9.9% |
| ROA | 1.2% | – |
| Net Margin | 30.3% | 27.6% |
| EBT Margin | 38.4% | 46.1% |
| Tax Rate | 21.0% | 24.4% |
Financial Health
| Metric | NIC | WSFS |
|---|---|---|
| D/E Ratio | 5.74x | 6.70x |
| Financial Leverage | 6.74x | – |
Cash Flow
| Metric | NIC | WSFS |
|---|---|---|
| Operating Cash Flow | $209M | $297M |
| Free Cash Flow | $196M | $286M |
| Capital Spending | -$13M | -$11M |
| OCF Growth YoY | 30.9% | 31.0% |
| FCF Growth YoY | 28.6% | 31.8% |
| FCF/Sales | 33.8% | 26.2% |
| CapEx/Sales | 2.2% | 1.0% |
Operational Efficiency
| Metric | NIC | WSFS |
|---|---|---|
| Asset Turnover | 0.04x | – |
| Fixed Assets Turnover | 3.0x | 14.0x |
Income Statement
| Metric | NIC | WSFS |
|---|---|---|
| Total Revenue | $581M | $1.09B |
| Net Income | $176M | $264M |
Dividend & Shareholder Information
| Metric | NIC | WSFS |
|---|---|---|
| Dividends Per Share | $1.30 | $0.76 |
| Payout Ratio | 15.8% | 12.0% |
| Shares Outstanding | 21M | 51M |
| Net Income Growth | 21.6% | 0.7% |
| EPS Growth | -12.3% | 31.2% |
NIC vs WSFS: stock comparison and AI forecast
Which is bigger, NIC or WSFS?
WSFS is 1.1 times larger than NIC by market capitalization ($4.03B against $3.60B).
Which is cheaper on earnings, NIC or WSFS?
WSFS trades at 12.4 times trailing earnings, NIC at 21.1 times.
Which stock performed better over the last six months, NIC or WSFS?
Over the last six months NIC returned +18.0% and WSFS +9.5%.
Which one does Intratio's AI model rank higher, NIC or WSFS?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.