NTB vs VBNK: stock comparison and AI forecast
Bank Of N.T. Butterfield & Son Ltd (NTB) and Versabank (VBNK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
NTB Bank Of N.T. Butterfield & Son Ltd
- Market Cap
- $2.18B
- P/E Ratio
- 11.5x
- Size
- mid-cap
- AI Forecast
VBNK Versabank
- Price
- $22.36 +19.8% · 6M
- Market Cap
- $713M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- NTB is 3.1 times larger than VBNK by market capitalization ($2.18B against $713M).
- NTB turns 38.4% of its revenue into net income, against 24.5% for VBNK.
- NTB carries 11.34 times debt per unit of equity, against 10.32 times for VBNK.
- Both companies share the SEC industry classification Commercial Banks, NEC.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | NTB | VBNK |
|---|---|---|
| Market Cap | $2.18B | $713M |
| P/E Ratio | 11.47x | – |
| P/B Ratio | 1.91x | – |
| EPS | $4.76 | – |
| Book Value/Share | $28.58 | – |
| Revenue/Share | – | $5.03 |
| FCF/Share | – | $-2.16 |
Profitability & Margins
| Metric | NTB | VBNK |
|---|---|---|
| ROE | 19.4% | 10.1% |
| ROA | 1.6% | 0.9% |
| Net Margin | 38.4% | 24.5% |
| EBT Margin | 39.0% | 34.7% |
| Tax Rate | 1.7% | 29.3% |
Financial Health
| Metric | NTB | VBNK |
|---|---|---|
| D/E Ratio | 11.34x | 10.32x |
| Financial Leverage | 12.34x | 11.32x |
Cash Flow
| Metric | NTB | VBNK |
|---|---|---|
| Operating Cash Flow | $266M | -$67M |
| Free Cash Flow | – | -$69M |
| Capital Spending | – | -$2M |
| OCF Growth YoY | 8.0% | -127.8% |
| FCF/Sales | – | -43.0% |
| CapEx/Sales | – | 1.1% |
Operational Efficiency
| Metric | NTB | VBNK |
|---|---|---|
| Asset Turnover | – | 0.04x |
| Fixed Assets Turnover | – | 9.6x |
Income Statement
| Metric | NTB | VBNK |
|---|---|---|
| Total Revenue | – | $160M |
| Net Income | $222M | $39M |
Dividend & Shareholder Information
| Metric | NTB | VBNK |
|---|---|---|
| Shares Outstanding | 40M | 32M |
| Net Income Growth | – | -21.3% |
| EPS Growth | 47.0% | – |
NTB vs VBNK: stock comparison and AI forecast
Which is bigger, NTB or VBNK?
NTB is 3.1 times larger than VBNK by market capitalization ($2.18B against $713M).
Which one does Intratio's AI model rank higher, NTB or VBNK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.