ONIT vs PFSI: stock comparison and AI forecast
Onity Group Inc. (ONIT) and Pennymac Financial Services, Inc. (PFSI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ONIT Onity Group Inc.
- Market Cap
- $269M
- P/E Ratio
- 2.2x
- Size
- small-cap
- AI Forecast
PFSI Pennymac Financial Services, Inc.
- Market Cap
- $3.49B
- P/E Ratio
- 15.1x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- PFSI is 12.9 times larger than ONIT by market capitalization ($3.49B against $269M).
- ONIT trades at 2.2 times trailing earnings, PFSI at 15.1 times.
- ONIT turns 11.1% of its revenue into net income, against 7.8% for PFSI.
- ONIT carries 17.52 times debt per unit of equity, against 5.87 times for PFSI.
- PFSI yields 1.82% in dividends; ONIT pays none.
- Both companies share the SEC industry classification Mortgage Bankers & Loan Correspondents.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ONIT | PFSI |
|---|---|---|
| Market Cap | $269M | $3.49B |
| P/E Ratio | 2.16x | 15.08x |
| P/B Ratio | 0.44x | 0.80x |
| Dividend Yield | – | 1.82% |
| EPS | $14.94 | $4.45 |
| Book Value/Share | $72.85 | $83.86 |
| Revenue/Share | $137.09 | $59.40 |
| FCF/Share | $-210.95 | $-4.84 |
Profitability & Margins
| Metric | ONIT | PFSI |
|---|---|---|
| ROE | 20.9% | 5.5% |
| ROA | 1.1% | 0.8% |
| Net Margin | 11.1% | 7.8% |
| EBT Margin | 5.0% | 10.2% |
| Tax Rate | -207.4% | 23.5% |
Financial Health
| Metric | ONIT | PFSI |
|---|---|---|
| D/E Ratio | 17.52x | 5.87x |
| Financial Leverage | 18.60x | 6.87x |
| Interest Coverage | 6.6x | – |
Cash Flow
| Metric | ONIT | PFSI |
|---|---|---|
| Operating Cash Flow | -$1.76B | -$234M |
| Free Cash Flow | -$1.76B | -$252M |
| Capital Spending | -$3M | -$18M |
| FCF/Sales | -153.9% | -8.2% |
| CapEx/Sales | 0.3% | 0.6% |
Operational Efficiency
| Metric | ONIT | PFSI |
|---|---|---|
| Asset Turnover | 0.10x | 0.10x |
| Fixed Assets Turnover | 114.5x | 137.8x |
Income Statement
| Metric | ONIT | PFSI |
|---|---|---|
| Total Revenue | $1.15B | $3.09B |
| Net Income | $127M | $240M |
Dividend & Shareholder Information
| Metric | ONIT | PFSI |
|---|---|---|
| Dividends Per Share | – | $1.22 |
| Payout Ratio | – | 27.4% |
| Shares Outstanding | 8M | 52M |
| Net Income Growth | 272.5% | -52.0% |
| EPS Growth | 347.3% | -55.6% |
ONIT vs PFSI: stock comparison and AI forecast
Which is bigger, ONIT or PFSI?
PFSI is 12.9 times larger than ONIT by market capitalization ($3.49B against $269M).
Which is cheaper on earnings, ONIT or PFSI?
ONIT trades at 2.2 times trailing earnings, PFSI at 15.1 times.
Which one does Intratio's AI model rank higher, ONIT or PFSI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.