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Stock comparison · Signal date 2026-11-06

PAYS vs QNST: stock comparison and AI forecast

Paysign, Inc. (PAYS) and Quinstreet, Inc (QNST) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Services-Business Services, NEC

PAYS Paysign, Inc.

Market Cap
$809M
P/E Ratio
65.1x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · Services-Business Services, NEC

QNST Quinstreet, Inc

Market Cap
$1.18B
P/E Ratio
12.8x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

PAYS · QNST

Key facts

  • QNST is 1.5 times larger than PAYS by market capitalization ($1.18B against $809M).
  • QNST trades at 12.8 times trailing earnings, PAYS at 65.1 times.
  • PAYS turns 15.7% of its revenue into net income, against 4.1% for QNST.
  • PAYS carries 4.27 times debt per unit of equity, against 1.19 times for QNST.
  • Both companies share the SEC industry classification Services-Business Services, NEC.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricPAYSQNST
Market Cap$809M$1.18B
P/E Ratio65.09x12.83x
P/B Ratio13.44x3.43x
EPS$0.22$1.61
Book Value/Share$1.07$6.02
Revenue/Share$1.78$24.95
FCF/Share$1.30$2.32

Profitability & Margins

MetricPAYSQNST
ROE26.2%18.2%
ROA5.0%8.3%
ROIC25.0%11.2%
Gross Margin61.0%12.1%
Operating Margin17.0%3.6%
Net Margin15.7%4.1%
EBT Margin20.0%3.1%
Tax Rate21.6%-96.8%

Financial Health

MetricPAYSQNST
Current Ratio1.14x1.32x
D/E Ratio4.27x1.19x
Financial Leverage5.27x2.19x
Interest Coverage–10.6x
Working Capital$35M$86M

Cash Flow

MetricPAYSQNST
Operating Cash Flow$75M$135M
Free Cash Flow$74M$133M
Capital Spending-$1M-$2M
OCF Growth YoY–80.7%
FCF/Sales73.0%9.3%
CapEx/Sales1.4%0.2%

Operational Efficiency

MetricPAYSQNST
Asset Turnover0.32x1.89x
Receivables Turnover1.0x6.9x
Fixed Assets Turnover51.7x87.4x
Days Sales Outstanding374 days53 days
Payables Period–33 days

Income Statement

MetricPAYSQNST
Total Revenue$101M$1.42B
Operating Income$17M$54M
Net Income$16M$63M
R&D Expense–$40M
SG&A Expense$35M$157M
Cost of Goods Sold$39M$1.25B

Dividend & Shareholder Information

MetricPAYSQNST
Shares Outstanding56M57M
Net Income Growth132.5%8.6%
EPS Growth175.0%906.2%
FAQ

PAYS vs QNST: stock comparison and AI forecast

Which is bigger, PAYS or QNST?

QNST is 1.5 times larger than PAYS by market capitalization ($1.18B against $809M).

Which is cheaper on earnings, PAYS or QNST?

QNST trades at 12.8 times trailing earnings, PAYS at 65.1 times.

Which one does Intratio's AI model rank higher, PAYS or QNST?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.