PLMR vs WTM: stock comparison and AI forecast
Palomar Holdings, Inc. (PLMR) and White Mountains Insurance Group Ltd (WTM) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
PLMR Palomar Holdings, Inc.
- Price
- $155.71 +37.1% · 6M
- Market Cap
- $4.10B
- P/E Ratio
- 19.5x
- Size
- mid-cap
- AI Forecast
WTM White Mountains Insurance Group Ltd
- Price
- $2241.12 +7.1% · 6M
- Market Cap
- $5.35B
- P/E Ratio
- 6.0x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- WTM is 1.3 times larger than PLMR by market capitalization ($5.35B against $4.10B).
- WTM trades at 6.0 times trailing earnings, PLMR at 19.5 times.
- Over the last six months PLMR returned +37.1% and WTM +7.1%.
- WTM turns 26.9% of its revenue into net income, against 17.6% for PLMR.
- PLMR carries 3.23 times debt per unit of equity, against 1.33 times for WTM.
- WTM yields 0.23% in dividends; PLMR pays none.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | PLMR | WTM |
|---|---|---|
| Market Cap | $4.10B | $5.35B |
| P/E Ratio | 19.51x | 5.96x |
| P/B Ratio | 4.16x | 1.00x |
| Dividend Yield | – | 0.23% |
| EPS | $7.98 | $375.30 |
| Book Value/Share | $37.43 | $2242.87 |
| Revenue/Share | $46.86 | $1511.40 |
| FCF/Share | $17.16 | – |
Profitability & Margins
| Metric | PLMR | WTM |
|---|---|---|
| ROE | 22.0% | 18.1% |
| ROA | 5.2% | 7.2% |
| Gross Margin | – | 92.8% |
| Net Margin | 17.6% | 26.9% |
| EBT Margin | 22.8% | 30.7% |
| Tax Rate | 22.7% | 10.8% |
Financial Health
| Metric | PLMR | WTM |
|---|---|---|
| D/E Ratio | 3.23x | 1.33x |
| Financial Leverage | 4.23x | 2.50x |
Cash Flow
| Metric | PLMR | WTM |
|---|---|---|
| Operating Cash Flow | $452M | $386M |
| Free Cash Flow | $452M | – |
| Capital Spending | -$510K | – |
| OCF Growth YoY | 24.1% | -31.2% |
| FCF Growth YoY | 24.0% | – |
| FCF/Sales | 36.6% | – |
| CapEx/Sales | 0.0% | – |
Operational Efficiency
| Metric | PLMR | WTM |
|---|---|---|
| Asset Turnover | 0.30x | 0.27x |
| Fixed Assets Turnover | 465.6x | – |
Income Statement
| Metric | PLMR | WTM |
|---|---|---|
| Total Revenue | $1.23B | $3.61B |
| Net Income | $217M | $969M |
| Cost of Goods Sold | – | $261M |
Dividend & Shareholder Information
| Metric | PLMR | WTM |
|---|---|---|
| Dividends Per Share | – | $5.20 |
| Payout Ratio | – | 1.4% |
| Shares Outstanding | 26M | 2M |
| Net Income Growth | 23.4% | 591.2% |
| EPS Growth | 24.5% | 593.2% |
PLMR vs WTM: stock comparison and AI forecast
Which is bigger, PLMR or WTM?
WTM is 1.3 times larger than PLMR by market capitalization ($5.35B against $4.10B).
Which is cheaper on earnings, PLMR or WTM?
WTM trades at 6.0 times trailing earnings, PLMR at 19.5 times.
Which stock performed better over the last six months, PLMR or WTM?
Over the last six months PLMR returned +37.1% and WTM +7.1%.
Which one does Intratio's AI model rank higher, PLMR or WTM?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.