RBKB vs WSBK: stock comparison and AI forecast
Rhinebeck Bancorp, Inc. (RBKB) and Winchester Bancorp, Inc./Md/ (WSBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
RBKB Rhinebeck Bancorp, Inc.
- Market Cap
- $203M
- P/E Ratio
- 14.3x
- Size
- small-cap
- AI Forecast
WSBK Winchester Bancorp, Inc./Md/
- Market Cap
- $127M
- P/E Ratio
- 26.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- RBKB is 1.6 times larger than WSBK by market capitalization ($203M against $127M).
- RBKB trades at 14.3 times trailing earnings, WSBK at 26.2 times.
- RBKB turns 18.9% of its revenue into net income, against 17.8% for WSBK.
- RBKB carries 9.53 times debt per unit of equity, against 8.54 times for WSBK.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | RBKB | WSBK |
|---|---|---|
| Market Cap | $203M | $127M |
| P/E Ratio | 14.28x | 26.24x |
| P/B Ratio | 1.46x | 1.06x |
| EPS | $0.91 | $0.52 |
| Book Value/Share | $8.93 | $12.87 |
| Revenue/Share | $3.33 | $2.86 |
| FCF/Share | $0.81 | – |
Profitability & Margins
| Metric | RBKB | WSBK |
|---|---|---|
| ROE | 7.1% | 4.0% |
| ROA | 0.7% | 0.4% |
| Net Margin | 18.9% | 17.8% |
| EBT Margin | 24.0% | 22.8% |
| Tax Rate | 21.1% | 22.0% |
Financial Health
| Metric | RBKB | WSBK |
|---|---|---|
| D/E Ratio | 9.53x | 8.54x |
| Financial Leverage | 10.53x | 9.54x |
Cash Flow
| Metric | RBKB | WSBK |
|---|---|---|
| Operating Cash Flow | $14M | $6M |
| Free Cash Flow | $13M | – |
| Capital Spending | -$1M | – |
| OCF Growth YoY | 109.2% | – |
| FCF Growth YoY | 111.0% | – |
| FCF/Sales | 24.4% | – |
| CapEx/Sales | 2.7% | – |
Operational Efficiency
| Metric | RBKB | WSBK |
|---|---|---|
| Asset Turnover | 0.04x | 0.02x |
| Fixed Assets Turnover | 3.9x | 4.6x |
Income Statement
| Metric | RBKB | WSBK |
|---|---|---|
| Total Revenue | $52M | $27M |
| Net Income | $10M | $5M |
Dividend & Shareholder Information
| Metric | RBKB | WSBK |
|---|---|---|
| Shares Outstanding | 16M | 9M |
RBKB vs WSBK: stock comparison and AI forecast
Which is bigger, RBKB or WSBK?
RBKB is 1.6 times larger than WSBK by market capitalization ($203M against $127M).
Which is cheaper on earnings, RBKB or WSBK?
RBKB trades at 14.3 times trailing earnings, WSBK at 26.2 times.
Which one does Intratio's AI model rank higher, RBKB or WSBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.